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616 Elm St , Cumberland, MD 21502
$90,000
Est. Payment: $479.02/mo
2 Bed
2 Bath
1672 Sqft
0.07 Acres
Status: active | Days on site: 94
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CRPP3 - 3089950
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

Turn-key up/down duplex in Cumberland! 616 Elm St is freshly remodeled and ready to generate income on day one. ✨ Property Highlights: Unit Breakdown: Two complete 1-bed, 1-bath units (one upstairs, one downstairs). Interior Features: Each unit includes a bright living room, updated kitchen, full bath, and dedicated laundry hook-ups! Recent Updates: Remodeled finishes throughout offer low-maintenance ownership for the new landlord. Prime Location: Steps from top daily conveniences—Chick-fil-A, the new Chipotle and Royal Farms, and quick access to Downtown Cumberland and Interstate 68! Perfect for seasoned investors expanding their portfolio or owner-occupants looking for a smart live-in investment. Don't wait—schedule your showing today!
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Highlights

Listed by Allison R Candelas , 3012680816 Charis Realty Group , 2408015011. Bright MLS

Property Type

Multi-Family
Lot/Acreage
0.07

Year Built

1928

County

Allegany

Area

S Cumberland - Allegany County (MDAL2)

 Neighborhood

None Available

 School District

Allegany County Public Schools

Listing ID

MDAL2015538

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Ceiling Fan(s)
Fireplaces:
Above Ground Sq Ft:1672
Basement:Partial,Unfinished
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Garage Capacity:2
Zoning:RESID
Sewer:Public Sewer
Parking Features:Gravel Driveway,Off Street,On Street,2+ Spaces,1+ Spaces
Principal Interest
$479
Taxes
$109

Home Price

$90,000

Loan Details

30 yrs
7%

Down Payment

20%
$18,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$479.02

Principal

Taxes

Principal Taxes HOA Total
Monthly $479.02 $109.08 $0.00 $588.10
Yearly $5,748.21 $1,309.00 $0.00 $7,057.21
Total $172,446.41 $39,270.00 $0.00 $211,716.41
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cumberland, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS