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sales rep | Brivity IDX

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11420 Valley Rd NE , Cumberland, MD 21502
$112,500
Est. Payment: $617.75/mo
3 Bed
1 Bath
1428 Sqft
0.7 Acres
Status: active | Days on site: 29
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CBRB110 - 3338560
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House Description

Welcome to 11420 Valley Rd!! Solid brick 3-bedroom, 1-bath home with plenty of potential in Cumberland. The first floor features hardwood floors throughout, a large kitchen, first-floor laundry, and oil-fired hot water baseboard heat. A wood/coal fireplace provides an additional potential heat source and adds character to the home. A stream flows behind the property, creating a peaceful natural setting. The detached garage has been partially converted into a small additional living space that is unfinished but offers potential for an in-law suite, guest space, or future rental opportunity, subject to necessary approvals. Shared blacktop driveway. A great opportunity for someone looking for a home with character, usable features, and room to make it their own.

Highlights

Listed by Brady E Harden , 3016977695 Coldwell Banker Premier , 3017773380. Bright MLS

Property Type

Residential

Lot/Acreage
0.7

Year Built

1937

County

Allegany

Area

N Cumberland - Allegany County (MDAL1)

Neighborhood

North Cumberland

School District

Allegany County Public Schools

Listing ID

MDAL2016058

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Above Ground Sq Ft:1428
Basement:Unfinished
Other:
  • ▪ Main Floor Bedrooms:3
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Zoning:R
Sewer:Public Sewer
Parking Features:Off Street,Driveway
Principal Interest
$618
Taxes
$116

Home Price

$112,500

Loan Details

30 yrs
7.312%

Down Payment

20%
$22,500
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$617.75

Principal

Taxes

Principal Taxes HOA Total
Monthly $617.75 $115.75 $0.00 $733.50
Yearly $7,412.98 $1,389.00 $0.00 $8,801.98
Total $222,389.26 $41,670.00 $0.00 $264,059.26
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cumberland, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS