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531 Cumberland St , Cumberland, MD 21502
$257,500
Est. Payment: $1,413.96/mo
5 Bed
3 Bath
3013 Sqft
0.07 Acres
Status: active | Days on site: 20
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CBPR13 - 3301562
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House Description

Timeless victorian charm meets everyday convenience! Step into the character and elegance of this spacious Victorian style home, ideally situated in a desirable Cumberland, Maryland location close to shopping, dining, entertainment, and everyday amenities. Rich in original charm, this beautiful residence showcases stunning hardwood floors and exquisite woodwork throughout, creating a warm and inviting atmosphere that blends historic character with comfortable modern living. The expansive living room provides an impressive gathering space, perfect for entertaining guests or relaxing with family. With 5+ bedrooms this home lends itself to family living or opportunities for ample home office space, additional living space or even a recreation room. The natural gas heat keeps this spacious home efficient and utility costs reasonable. The generous second floor primary suite offers a huge walk-in closet, providing plenty of storage and functionality. With a bathroom conveniently located on each floor, this home offers exceptional convenience for both everyday living and entertaining. Outside, enjoy a private yard offering space to relax, garden, or entertain, along with the added convenience of off-street parking. With its spacious rooms, beautiful craftsmanship, private outdoor space, and fantastic location near Cumberland's many amenities, this gem offers a wonderful opportunity to own a home filled with character, charm, and timeless appeal. Don't miss your chance to make this distinctive property your own!

Highlights

Listed by Eleni Miranda LeVan-Miller , 8145851271 Coldwell Banker Premier , 8146237009. Bright MLS

Property Type

Residential

Lot/Acreage
0.07

Year Built

1915

County

Allegany

Area

N Cumberland - Allegany County (MDAL1)

Neighborhood

North Cumberland

School District

Allegany County Public Schools

Listing ID

MDAL2016206

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Microwave, Refrigerator, Stove
Air Cond:Window Unit(s)
Fireplaces:Non-Functioning,1 Fireplace
Above Ground Sq Ft:3013
Basement:Full
Other:
  • ▪ Additional:Breakfast Area, Carpet, Ceiling Fan(s), Chair Railings, Crown Moldings, Curved Staircase, Dining Area, Double/Dual Staircase, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Wainscotting, Walk-in Closet(s), Wood Floors, Cats OK, Dogs OK, Pets Allowed
Water:Public

Exterior Features

Lot:Landscaping,Rear Yard,Not New Construction,Horse Property: No,In City Limits
Zoning:RESIDENTIAL
Others:
  • ▪ Additional:Extensive Hardscape, Sidewalks
Sewer:Public Sewer
Parking Features:Off Street,On Street
Principal Interest
$1,414
Taxes
$273

Home Price

$257,500

Loan Details

30 yrs
7.312%

Down Payment

20%
$51,500
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,413.96

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,413.96 $272.92 $0.00 $1,686.87
Yearly $16,967.48 $3,275.00 $0.00 $20,242.48
Total $509,024.32 $98,250.00 $0.00 $607,274.32
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cumberland, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS