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sales rep | Brivity IDX

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1900 Frederick St , Cumberland, MD 21502
$149,900
Est. Payment: $797.83/mo
4 Bed
3 Bath
2436 Sqft
0.19 Acres
Status: pending | Days on site: 4
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House Description

**Multiple Offers Received. Offer Deadline: Highest & Best by Wednesday 11/4 at 4:00pm** CHARACTER, SPACE & POTENTIAL! This spacious 4-bedroom, 2.5-bath stone home is loaded with possibilities and ready for someone with the vision to bring it back to life! Situated on a corner lot, this home offers timeless stone construction, hardwood floors, two fireplaces, and plenty of room to spread out. The enormous second-floor bonus room offers incredible flexibility and could serve as an oversized bedroom, family room, hobby space, home office, or whatever suits your needs! Additional features include a partially finished basement and a one-car detached garage. While the home is in need of repairs and updates, its generous size, unique character, and versatile layout offer an exciting opportunity to restore its charm and make it your own. Bring your imagination and your contractor! Property is being sold STRICTLY AS-IS, with the seller making no repairs. Due to the property's condition, FHA and VA financing are unlikely to be suitable. Cash or conventional financing recommended, subject to lender approval.

Highlights

Listed by SETH LOAR , 3018760676 Coldwell Banker Premier , 3017773380. Bright MLS

Property Type

Residential

Lot/Acreage
0.19

Year Built

1955

County

Allegany

Area

N Cumberland - Allegany County (MDAL1)

Neighborhood

Schlunds

School District

Allegany County Public Schools

Listing ID

MDAL2016318

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Oven/Range - Electric
Air Cond:Central A/C
Fireplaces:2 Fireplaces
Above Ground Sq Ft:2100
Below Ground Sq Ft:336
Basement:Full
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Attic, Kitchen - Eat-In, Wood Floors
Water:Public

Exterior Features

Lot:Corner,Not New Construction,Horse Property: No,In City Limits
Garage Capacity:1
Zoning:R
Roof:Metal
Others:
  • ▪ Additional:Below Average
Sewer:Public Sewer
Parking Features:Garage - Side Entry,Attached Garage,1+ Spaces
Principal Interest
$798
Taxes
$357

Home Price

$149,900

Loan Details

30 yrs
7%

Down Payment

20%
$29,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$797.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $797.83 $357.08 $0.00 $1,154.91
Yearly $9,573.97 $4,285.00 $0.00 $13,858.97
Total $287,219.07 $128,550.00 $0.00 $415,769.07
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cumberland, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS