Agent profile image in chat bubble
Agent profile image in chat header

IDX Support

sales rep | Brivity IDX

Agent profile image in message

223 Washington St , Cumberland, MD 21502
$220,000
Est. Payment: $1,170.93/mo
6 Bed
3958 Sqft
0.23 Acres
Status: active | Days on site: 1
Get Pre-Qualified
CRPP3 - 3365841
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Located in the charming historic Washington Street, this unique 3,958-square-foot detached brick property presents an exceptional opportunity for strategic real estate buyers and investors. Originally custom-built in 1900, the property features a highly flexible back-to-back duplex layout equipped with separate, dedicated foyers for each unit. This distinct architectural footprint maximizes privacy while allowing for multi-family long-term rentals, an integrated owner-occupant house, or commercial conversion given its historic mixed-use versatility. The expansive 20-room interior maintains strong foundational character anchored by four focal-point antique tiled fireplaces. Have your business downstairs and live upstairs! The property is situated on a level 0.23-acre lot. The exterior requires low maintenance while adding competitive market value through an expansive garden area and a private asphalt driveway providing rare off-street parking. Located on Washington Street, the property has immediate access to downtown Cumberland amenities. Whether your investment model targets a stable cash-flowing duplex, a premium live-work corporate office, or a high-end historic restoration for resale, this classic structure provides the robust square footage, configuration, and prime location to maximize your portfolio's ROI.

Highlights

Listed by Mary Catherine Snider , 3013381097 Charis Realty Group , 2408015011. Bright MLS

Property Type

Multi-Family

Lot/Acreage
0.23

Year Built

1900

County

Allegany

Area

W Cumberland - Allegany County (MDAL3)

Neighborhood

West Side

School District

Allegany County Public Schools

Listing ID

MDAL2016398

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
Appliances:Oven/Range - Electric, Refrigerator
Above Ground Sq Ft:3958
Basement:Full
Other:
  • ▪ Additional:Additional Stairway, Combination Kitchen/Living
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Zoning:C
Others:
  • ▪ Additional:Average
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Driveway,Off Street
Principal Interest
$1,171
Taxes
$211

Home Price

$220,000

Loan Details

30 yrs
7%

Down Payment

20%
$44,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,170.93

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,170.93 $210.92 $0.00 $1,381.85
Yearly $14,051.19 $2,531.00 $0.00 $16,582.19
Total $421,535.66 $75,930.00 $0.00 $497,465.66
Lender profile image
Chico Gordy
Test
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Nov 2026

Average Price

All Price Ranges
N/A
Nov 2026

Average Days on Market

All Price Ranges
N/A
Nov 2026
Market insight data is pulled from the same city as the listing being viewed (Cumberland, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS