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9940 Deal Island Rd , Deal Island, MD 21821
$299,000
Est. Payment: $1,641.84/mo
5 Bed
2 Bath
2146 Sqft
0.5 Acres
Status: active | Days on site: 39
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COMPS25 - 3307208,3019089
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House Description

Discover the charm and versatility of this updated two-level home on a secluded, half-acre lot that sits on the highest point of the Deal Island Historic District, Maryland. This home is outside the Flood Zone and does not require Flood Insurance. Single level living is possible in this property as the main level features a spacious bonus room that can serve as a bedroom, library, or home office, along with a renovated full bathroom featuring his-and-hers showers. Offering 5 bedrooms and 2 bathrooms with an additional room on the first floor that could be the 6th bedroom! The home has been thoughtfully improved while retaining its character and functionality. Recent updates include luxury vinyl plank flooring throughout the home within the past year, replacement windows approximately 5 years ago, updated insulation and drywall replacing the original plaster and lath, and a new electrical box and wiring replacing the original knob-and-tube system. A second-floor half bathroom was also added for convenience. Main-level laundry has been added for easy everyday living. The dining room retains its hardwood flooring, adding a touch of warmth and character. The home’s outdoor spaces are equally inviting, with a screened porch, new Trex rear deck with steps leading to the patio, and a secluded backyard bordered by mature trees. A workshop and shed offer excellent storage and workspace options. Gutters are installed along the front of the home. For even more potential, the fully insulated 16' x 30' attic offers abundant storage and could be finished to create additional living space. Deal Island WMA Boat Ramp on Big Sound Creek provides public water access to the 13,000-acre wildlife management area, supporting both motorized and non-motorized boating for fishing and wildlife observation.With its combination of meaningful updates, flexible living spaces, and peaceful surroundings, this Deal Island property offers a unique opportunity to enjoy Eastern Shore living with room to make it your own.

Highlights

Listed by Dustin Oldfather , 3022495899 and Lisa D. Chamberlain , 4105306507 Compass , 4108497055. Bright MLS

Property Type

Residential

Lot/Acreage
0.5

Year Built

1900

County

Somerset

Area

Somerset West of Rt-13 (20-01)

Neighborhood

None Available

School District

Somerset County Public Schools

Listing ID

MDSO2007812

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Dryer, Washer, Cooktop, Dishwasher, Exhaust Fan, Refrigerator, Stove
Air Cond:Window Unit(s)
Fireplaces:
Floor:Hardwood,Luxury Vinyl Plank
Above Ground Sq Ft:2146
Other:
  • ▪ Additional:Ceiling Fan(s), Attic, No Pet Restrictions, Pets Allowed
Water:Private,Well

Exterior Features

Lot:Cleared,Secluded,Backs to Trees,Not New Construction,Horse Property: No
Garage Capacity:8
Zoning:MRC
Roof:Shingle
Sewer:Private Septic Tank
Parking Features:Crushed Stone,Oversized,Detached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$1,642
Taxes
$92

Home Price

$299,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$59,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,641.84

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,641.84 $91.50 $0.00 $1,733.34
Yearly $19,702.04 $1,098.00 $0.00 $20,800.04
Total $591,061.24 $32,940.00 $0.00 $624,001.24
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Deal Island, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS