Rates got you down? Seller will credit 10k to buy the rate down to the fives! Also, a free appraisal with the seller's preferred lender. Waterfront living with room to entertain! Renovated just five years ago, this beautifully maintained home offers 3 bedrooms and 3 full baths, including a spacious entry-level primary suite with a walk-in closet and private bath. The bright, open interior features stylish finishes throughout, including an updated kitchen with white cabinetry, granite countertops, stainless steel appliances, and plenty of space for everyday living and entertaining. Step outside to your own private waterfront retreat. The expansive stamped-concrete patio offers the perfect setting for outdoor dining and gatherings, complete with a firepit and tiki bar overlooking the water. A newer pier with low-maintenance PVC decking and a private boat slip makes it easy to enjoy boating, fishing, crabbing, or simply relaxing by the water. With a beautifully renovated interior, main-level primary suite, and a backyard designed for entertaining, this home offers everything you need to enjoy the waterfront lifestyle year-round.