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12033 Steven Ln , Dunkirk, MD 20754
$1,100,000
Est. Payment: $6,040.20/mo
5 Bed
5 Bath
4592 Sqft
1.2 Acres
Status: active | Days on site: 119
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RMXO1 - 3239040
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House Description

EXCEPTIONAL ESTATE - A TIMELESS TREASURE IN NORTHERN CALVERT COUNTY'S PRESTIGIOUS PATUXENT PALISADES WATER-PRIVILEGED COMMUNITY! Follow the crepe myrtle-lined drive to a private and whimsical dream home, built with intention and high-level specifications. Welcome to 12033 Steven Lane in Dunkirk, Maryland - an exceptional residence where timeless Cape Cod charm and elegance meets modern comfort and versatility. Set on a beautifully maintained lot in the highly sought-after Patuxent Palisades community, this immaculate home offers a floor plan that is both functional and difficult to find. From the moment you arrive, pride of ownership is evident. Mature landscaping, a welcoming front porch, and picture-perfect curb appeal create an inviting first impression that only gets better as you step inside. The thoughtfully designed layout features two main level primary suites with two full baths and one powder room in this main-level living listing. This offers an incredible opportunity for multigenerational life, guests, long or short-term convenience, or simply enjoying the flexibility of having multiple private retreats on the first floor. Inside, & all 3 levels, you’ll find spacious and beautifully maintained living areas filled with natural light. This home offers the warmth and character Cape Cod lovers appreciate, while providing the open and practical spaces that align with daily living. Every room reflects meticulous care and attention to detail. The upper level provides two additional bedroom suites with private bathroom access and sitting room areas adjoining. A fifth bedroom suite with full bath access can be found on the lower level. The lower lever also showcases a kitchen area with island, a full recreation room and extraordinary storage space/workshop area. Another standout lower level feature is the WALK-OUT/DAYLIGHT exterior access and exit to the backyard oasis that awaits. The outdoor living at 12033 Steven Lane is divine! The view of the saltwater pool and heated in ground spa can be enjoyed from either the sunroom, the deck or the patio beneath. To the left of the pool and entertainment area, is a private, level and wooded yard where a new best available technology nitrogen removal septic system was recently installed and has been routinely serviced. Outside, enjoy the peaceful setting that makes Patuxent Palisades a coveted location. Whether hosting summer gatherings, relaxing with your morning coffee, or enjoying a quiet evening outdoors, this property offers the perfect backdrop for creating lasting memories. Located in Northern Calvert County, this home provides convenient access to major commuter routes 4/2 and beyond, award-winning schools, local shopping, dining, marinas, and all that Southern Maryland living has to offer. Patuxent Palisades is well known for its spacious homesites and beautiful natural surroundings - making it one of Dunkirk��s most valued communities. Residents enjoy the benefits of the Patuxent Palisades Civic Association, including access to a private community pier and boat ramp on the Patuxent River, scenic walking paths surrounding the community pond, picnic and recreation areas, playground, and beautifully maintained common grounds that complement the neighborhood’s peaceful, waterfront setting. This is the type of home that rarely becomes available - beautifully maintained, thoughtfully designed, and ready for its next chapter. Schedule your showing today!

Highlights

Listed by Sherri Verdon , 4436327771 RE/MAX One , 4105356291. Bright MLS

Property Type

Residential

Lot/Acreage
1.2

HOA Fee

600 Annually

Year Built

2000

County

Calvert

Neighborhood

Patuxent Palisades

School District

Calvert County Public Schools

Listing ID

MDCA2027408

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Negotiable
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:3392
Below Ground Sq Ft:1200
Basement:Daylight,Partial,Drainage System,Fully Finished,Heated,Improved,Interior Access,Outside Entrance,Poured Concrete,Rear Entrance,Shelving,Walkout Level,Water Proofing System,Windows,Workshop
Other:
  • ▪ Main Floor Bedrooms:2
Water:Well

Exterior Features

Lot:Backs to Trees,Landscaping,Level,Partly Wooded,Open,Private,SideYard(s),Not New Construction,Horse Property: No
Garage Capacity:13
Zoning:R
Others:
  • ▪ Additional:Very Good, Water/Lake Privileges
Sewer:Nitrogen Removal System
Parking Features:Asphalt Driveway,Paved Driveway,Garage - Side Entry,Garage Door Opener,Additional Storage Area,Oversized,Inside Access,Driveway,Attached Garage,Off Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$6,040
Taxes
$687
HOA
$600

Home Price

$1,100,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$220,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,040.20

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,040.20 $686.67 $600.00 $7,326.87
Yearly $72,482.43 $8,240.00 $7,200.00 $87,922.43
Total $2,174,472.81 $247,200.00 $216,000.00 $2,637,672.81
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Dunkirk, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T05:05:10.000Z

© 2026 Bright MLS