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32930 Oyster Bank Terrace , Easton, MD 21601
$675,000
Est. Payment: $3,706.49/mo
3 Bed
3 Bath
3050 Sqft
4.12 Acres
Status: active | Days on site: 184
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BAM1 - 49816
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

Discover the perfect blend of privacy in this spacious three bedroom, 3 full bath , Colonial located in the sought-after High Banks community. Set on over 4 acres in the water-privileged section with access to the Choptank River, this home offers a bright open floor plan, durable LVP flooring, wood stove insert with marble hearth, crown molding, and a nice open kitchen with a center island ideal for everyday living and entertaining. The second floor offers a nice loft / bonus area with fireplace, spacious owners suite with WIC and attached bath, plus a walk-in attic with potential for additional living space. Step outside to your own private retreat featuring a fenced rear yard, in-ground swimming pool, full pool bath with exterior access, and an expansive composite deck with vinyl railing—perfect for summer gatherings. Additional highlights include a new roof in 2025, new water heater April 2026, Polaris pool pimp replaced Fall 2025. attached 2-car garage with workbench. New shower in primary bathroom 2025, Chesapeake Crawl space Nov 2024,. Enjoy peaceful country living while remaining close to downtown amenities. Less than a mile to Kingston Landing – a public boat ramp for easy access to the water. Fence as-is.
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Highlights

Listed by Barbara C Watkins , 4103102021 Benson & Mangold, LLC , 4108221415. Bright MLS

Property Type

Residential
Lot/Acreage
4.12

Year Built

1998

County

Talbot

 Neighborhood

High Banks

 School District

Talbot County Public Schools

Listing ID

MDTA2013572

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Cooktop, Dishwasher, Dryer, Microwave, Oven/Range - Electric, Refrigerator, Washer, Water Heater
Air Cond:Central A/C
Fireplaces:Mantel(s),1 Fireplace
Floor:Carpet,Luxury Vinyl Plank
Above Ground Sq Ft:3050
Other:
  • ▪ Additional:Bathroom - Soaking Tub, Breakfast Area, Carpet, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Island, Kitchen - Efficiency, Primary Bath(s), Walk-in Closet(s)
Water:Well

Exterior Features

Lot:Front Yard,Landscaping,Rear Yard,Backs to Trees,Cul-de-sac,Private,SideYard(s),Not New Construction,Horse Property: No
Garage Capacity:8
Zoning:R
Roof:Architectural Shingle
Others:
  • ▪ Additional:Sidewalks, Very Good
Sewer:Septic Exists
Parking Features:Garage - Front Entry,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,706
Taxes
$378

Home Price

$675,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$135,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,706.49

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,706.49 $377.92 $0.00 $4,084.40
Yearly $44,477.85 $4,535.00 $0.00 $49,012.85
Total $1,334,335.59 $136,050.00 $0.00 $1,470,385.59
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Easton, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS