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3440 South River Terrace , Edgewater, MD 21037
$1,000,000
Est. Payment: $5,322.42/mo
3 Bed
3 Bath
2160 Sqft
0.19 Acres
Status: active under contract | Days on site: 29
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CBRB29 - 3114648
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

Come see this home and begin dreaming to make it your own custom waterfront retreat. Welcome to the sought-after waterfront community of Loch Haven Beach! Nestled along the South River, 3440 South River Terrace offers expansive water views and an exceptional opportunity to enjoy a waterfront lifestyle. Visit the Loch Haven community website to learn more about this historic waterfront neighborhood and its many amenities. The Loch Haven Civic Association owns the waterfront property extending from the lot to the water's edge. The pier is part of the Pier 11 Club and is not privately owned by the seller. A significant benefit to the new owner is that no voluntary buy-in is required for Pier 11 membership, as the annual $105 pier assessment is included in the property's tax bill. The pier is maintained by the Pier 11 Club. Enjoy an active waterfront community with neighborhood traditions including the annual Fourth of July parade, food truck events, and the beloved Lochtober Fest each fall.
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Highlights

Listed by Susan M Clements , 4103533335 Coldwell Banker Realty , 4102242200. Bright MLS

Property Type

Residential
Lot/Acreage
0.19

Year Built

1958

County

Anne Arundel

 Neighborhood

Loch Haven Beach

 School District

Anne Arundel County Public Schools

Listing ID

MDAA2149392

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:2 Fireplaces
Above Ground Sq Ft:2160
Other:
  • ▪ Additional:Dogs OK, Cats OK, Pets Allowed
Water:Well

Exterior Features

Lot:Not New Construction,Horse Property: No,Waterfront
Garage Capacity:2
Zoning:R5
Roof:Fiberglass
Others:
  • ▪ Additional:Hot Tub, Very Good
Sewer:Public Sewer
Parking Features:Additional Storage Area,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$5,322
Taxes
$710

Home Price

$1,000,000

Loan Details

30 yrs
7%

Down Payment

20%
$200,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,322.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,322.42 $709.75 $0.00 $6,032.17
Yearly $63,869.04 $8,517.00 $0.00 $72,386.04
Total $1,916,071.19 $255,510.00 $0.00 $2,171,581.19
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Edgewater, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS