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3596 S River Terrace , Edgewater, MD 21037
$1,925,000
Est. Payment: $10,245.66/mo
5 Bed
6 Bath
5258 Sqft
0.25 Acres
Status: active | Days on site: 28
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EXXP38 - 3058479
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House Description

60 feet of deep, protected water with 4 ft MLW on Pocahontas Creek, and a 20,000-lb boat lift at your private pier. Minutes by boat to the South River and the Chesapeake Bay. This 5-bedroom, 6-bath Loch Haven home offers over 5,200 finished sq ft on four levels, with the big-ticket items already done: new roof (2026), new HVAC (2024 and 2026), and a new lift cradle (2026). The main level is made for entertaining. An open gourmet kitchen with a large island, double ovens, gas cooktop with grill, and solid hickory cabinets flows into the family room with its stone gas fireplace, then out to a full-width screened porch overlooking the water. A main-level bedroom and full bath are ideal for guests. Upstairs, the primary suite has its own full-width waterfront deck with unobstructed creek views, a walk-in closet, and a bath with soaking tub, oversized shower, and double vanity. Two more bedrooms each have a private ensuite bath. The third floor adds a fifth bedroom, flex space, and a full bath. The lower level has a rec room, gym, full bath, and storage. Outside, the irrigated, landscaped lot gently slopes to the pier, with 30-amp power and fresh water, kayak storage, and a fire pit. There’s an oversized 3-car garage plus 4 driveway spaces. Loch Haven adds a sandy beach, community marina, boat ramp, tennis, pickleball, trails, and year-round events.

Highlights

Listed by Colleen M Smith , 4439952409 EXP Realty, LLC , 8888607369. Bright MLS

Property Type

Residential

Lot/Acreage
0.25

Year Built

2004

County

Anne Arundel

Neighborhood

Loch Haven

School District

Anne Arundel County Public Schools

Listing ID

MDAA2159002

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:6
Appliances:Built-In Microwave, Cooktop, Dishwasher, Dryer, Exhaust Fan, Oven - Double, Oven - Wall, Refrigerator, Stainless Steel Appliances, Washer, Water Conditioner - Owned, Water Heater
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:Gas/Propane,Stone,1 Fireplace
Floor:Carpet,Ceramic Tile,Hardwood
Above Ground Sq Ft:4070
Below Ground Sq Ft:1188
Basement:Connecting Stairway,Daylight,Partial,Heated,Improved,Interior Access,Outside Entrance,Partially Finished,Poured Concrete,Sump Pump
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Bar, Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Ceiling Fan(s), Combination Kitchen/Living, Crown Moldings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Water Treat System, Wood Floors, Cats OK, Dogs OK, Pets Allowed
Water:Well

Exterior Features

Lot:Bulkheaded,Cleared,Fishing Available,Front Yard,Landscaping,Level,Open,Premium,Rear Yard,SideYard(s),Stream/Creek,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:7
Zoning:R2
Others:
  • ▪ Additional:Exterior Lighting, Lawn Sprinkler, Private Beach, Excellent
Sewer:Public Sewer
Parking Features:Paved Driveway,Additional Storage Area,Garage - Side Entry,Garage Door Opener,Inside Access,Oversized,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces

Open House

Upcoming Open Houses
Saturday 2:00 pm - 4:00 pm Nov 14
Sunday 11:00 am - 1:00 pm Nov 15
Principal Interest
$10,246
Taxes
$1,244

Home Price

$1,925,000

Loan Details

30 yrs
7%

Down Payment

20%
$385,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,245.66

Principal

Taxes

Principal Taxes HOA Total
Monthly $10,245.66 $1,244.00 $0.00 $11,489.66
Yearly $122,947.90 $14,928.00 $0.00 $137,875.90
Total $3,688,437.03 $447,840.00 $0.00 $4,136,277.03
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Edgewater, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS