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6420 Ivy Terrace , Elkridge, MD 21075
$615,000
Est. Payment: $3,377.02/mo
5 Bed
4 Bath
2350 Sqft
0.18 Acres
Status: active | Days on site: 142
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NRP1 - 3064760
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House Description

Welcome to 6420 Ivy Terrace, a beautifully updated single-family home offering over 2,400 square feet of thoughtfully designed living space in the sought-after Harwood Park community of Howard County. With 5 bedrooms, 3.5 bathrooms, and a picturesque setting back to Harwood Park, this exceptional residence seamlessly blends modern updates, timeless features, and natural beauty. From the moment you arrive, you'll appreciate the home's inviting curb appeal, fresh landscaping, and tranquil surroundings. Step inside to discover gleaming hardwood floors, soaring 9-foot ceilings, abundant natural light, and breathtaking views that create a warm and welcoming atmosphere throughout the main level. The open-concept living and dining rooms are accented by elegant crown molding and offer easy access to the rear deck, where you can enjoy your morning coffee overlooking the treetops while listening to the peaceful sounds of the stream that meanders through the rear of the property. The beautifully updated kitchen is designed for both everyday living and entertaining, featuring 42-inch cabinetry, granite countertops, stainless steel appliances, decorative backsplash, pendant lighting, a center island, a custom coffee bar, and a light-filled bow window that frames the stunning natural views. A convenient powder room completes the main level. Upstairs, retreat to the spacious primary suite featuring ample closet space and a luxurious en-suite bath complete with dual vanities, a soaking tub, and a walk-in shower. Three additional generously sized bedrooms and a full bath complete the upper level. The finished walkout lower level provides exceptional versatility, offering a spacious family room with direct access to the patio and backyard, where scenic views of the stream and surrounding greenery create a peaceful retreat. This level also includes a fifth bedroom, full bath, and laundry room, making it ideal for guests, multi-generational living, or a private home office. Additional highlights include an attached garage. Recent updates include kitchen and lower-level LVP flooring, microwave, painted kitchen cabinets, stove, refrigerator, HVAC, garage/ gym, and more! Ideally located near Harwood Park, playgrounds, basketball courts, community events, BWI Airport, Fort Meade, and major commuter routes including I-95, Route 295, and Route 100, this home offers the perfect combination of convenience, comfort, and natural beauty. Thoughtfully updated and impeccably maintained, 6420 Ivy Terrace is a rare opportunity to enjoy spacious living in one of Howard County's most desirable communities.

Highlights

Listed by Martin V Willigan Jr. , 4434742545 Northrop Realty , 4105310321. Bright MLS

Property Type

Residential

Lot/Acreage
0.18

Year Built

1998

County

Howard

Neighborhood

Harwood Park

School District

Howard County Public Schools

Listing ID

MDHW2068138

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dryer, Washer, Dishwasher, Exhaust Fan, Refrigerator, Icemaker, Stove, Built-In Microwave, Disposal, Microwave, Oven - Self Cleaning, Oven/Range - Electric, Stainless Steel Appliances, Water Dispenser, Water Heater
Air Cond:Ceiling Fan(s),Central A/C,Zoned
Fireplaces:
Floor:Ceramic Tile,Hardwood,Luxury Vinyl Plank
Above Ground Sq Ft:1654
Below Ground Sq Ft:696
Basement:Fully Finished,Heated,Improved,Interior Access,Outside Entrance,Rear Entrance,Walkout Level,Windows
Other:
  • ▪ Additional:Attic, Breakfast Area, Ceiling Fan(s), Chair Railings, Combination Dining/Living, Crown Moldings, Dining Area, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Primary Bath(s), Pantry, Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Window Treatments, Wood Floors
Water:Public

Exterior Features

Lot:Backs to Trees,Front Yard,Landscaping,No Thru Street,Rear Yard,SideYard(s),Stream/Creek,Trees/Wooded,Not New Construction,Horse Property: No
Garage Capacity:1
Zoning:R
Roof:Shingle
Others:
  • ▪ Additional:Extensive Hardscape, Exterior Lighting
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Paved Driveway,Garage - Front Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,1+ Spaces
Principal Interest
$3,377
Taxes
$542

Home Price

$615,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$123,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,377.02

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,377.02 $541.67 $0.00 $3,918.69
Yearly $40,524.27 $6,500.00 $0.00 $47,024.27
Total $1,215,727.98 $195,000.00 $0.00 $1,410,727.98
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Elkridge, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T09:11:29.000Z

© 2026 Bright MLS