VA Assumable loan available- 6% rate- VA eligibility needs to be restored. A charming home, a half-acre of natural beauty, and a garden that comes alive with every season. Welcome home- where comfortable one-level living meets space, privacy, and a truly special outdoor setting! Situated on a beautiful half-acre corner lot in Howard County, this charming 3-bedroom, 2.5-bath rancher offers the perfect combination of indoor and outdoor living. Step inside to find hardwood floors, a traditional yet functional floor plan, and inviting living and dining spaces. All three bedrooms, two full bathrooms and the laundry are conveniently located on the main level, making everyday living easy and convenient. Need more room to spread out? The expansive lower level offers additional finished living space, a half bathroom, and plenty of unfinished space for storage, hobbies, a home gym, or future possibilities. An attached two-car garage adds even more convenience. Potential equity awaits as there is a huge area that is just waiting to be finished! But what truly makes this property special is what awaits outside! **A gardener's paradise and nature lover's dream**, the half-acre property has been lovingly cultivated into a spectacular Maryland native garden, bursting with color, texture, and life throughout the seasons. From the beautiful blues and whites of spring-blooming phlox to summer's vibrant coneflowers, butterfly milkweed, bee balm, and black-eyed Susans' golden companions, this thoughtfully designed landscape offers an ever-changing display of natural beauty. Native plants attract butterflies, bees, and other essential pollinators, and you may even spot Monarch butterfly chrysalides tucked among the milkweed! As summer transitions into fall, goldenrod, blue vervain, and other native perennials continue the show, creating a landscape that celebrates Maryland's natural beauty. Whether you're an avid gardener, a nature enthusiast, or simply someone who appreciates a beautiful outdoor setting, this property offers something truly unique. The seller has an extensive list of native plantings available for those interested in learning more. 100% Lead Free Certificate. Furnace 2009, Condensor 2019, Water heater 2020, Roof midlife or newer- all ages are approximate and to be verified by buyer. Conveniently located in Elkridge with easy access to major commuter routes, shopping, dining, and everything Howard County has to offer. Walkable to the top rated elementary school!