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511 Rock Church Rd , Elkton, MD 21921
$650,000
Est. Payment: $3,459.57/mo
3 Bed
5 Bath
3782 Sqft
2.42 Acres
Status: active | Days on site: 1
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RMASO-SU - 3167857
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House Description

Exceptional versatility, space & opportunity! Situated on a 2.42 acre corner lot, this hillside ranch offers a unique combination of comfortable living accommodations, a private apt/in-law suite, extensive garage & parking facilities! The property features two separate driveways. The front driveway serves the main residence (off Brick Hill Road) and has parking for 3 to 4 cars. There is a sidewalk to the main house entrance and to a ramp with access into the apt/in-law suite. The main house features a foyer entrance, a spacious living room, a formal Dining Room that connects with the eat-in Kitchen, a half bath, pantry and slider access to the all season Sunroom with gorgeous views. French doors lead out to the deck across the back of the home. The Kitchen features oak cabinets, propane gas cooking, built-in microwave, double sink and included French door refrigerator. The owner’s bedroom is located to the left of the Foyer and includes a large, private bathroom with soaking tub, shower, linen closet and a single vanity. Access to the basement from the foyer (inoperable chairlift on stairs) leads you to a finished basement area which includes a possible 2nd bedroom; an office with built in counter workspace; a cedar closet; a full bath and to the laundry location (washer & dryer included), 200 AMP CBs and HVAC unit. From this level there is access to the built-in garage for the main house.The adjoining apt/in-law suite, with a separate entrance, offers an ideal arrangement for extended family, multigenerational living or guests while maintaining privacy & independence. There is access from the main house and from the parking area below as well. The apt/in-law suite features beautiful hardwood floors, a large Living Room and adjacent to the dining room, is a spacious kitchen with oak cabinets with great storage & counter work space, a double sink, wall oven, cooktop, dishwasher and included refrigerator. There are 2 full baths, with one having direct access to the bedroom. The Bedroom is quite large and features a big walk-in closet, a cedar closet and a dedicated laundry room. The furnace is located in the attic and accessed by drop stairs. The apartment has it’s own, private basement and built-in garage. Two doors from the apartment access the deck across the back of the home. With approximately 2,548 sq ft, the detached garage offers 4 standard garage bays plus an additional oversized bay (15x37 with 12x12 door). There is a loft/storage area above the bays. There is a separate office or workshop, 200 AMP CBs and water to the building. Ample parking for many vehicles! Horse owners....the detached garage is perfect to convert into a stable and the grounds offer space for 1 horse. The property is located close to the Fair Hill Equestrian center, and with its combination of separate living accommodations, extensive garage facilities, parking, and generous acreage, this property offers a unique opportunity to accommodate a variety of lifestyles and needs. The house and detached garage roofs were replaced in Fall 2025. HVAC in Apartment/In-law suite replaced approximately 1 year ago. Septic has 2 drain fields. Property & appliances being sold as-is. Apartment/In-law suite room dimensions: Living Room 20 x 14; Dining Room 14 x 13; Kitchen 13 x 10; Bedroom 23 x 13; Laundry Rm 7.5 x 8.4; Office 7.4 x 6.7

Highlights

Listed by Gail Wersten , 3025401512 RE/MAX Associates - Newark , 3024533200. Bright MLS

Property Type

Residential

Lot/Acreage
2.42

Year Built

1999

County

Cecil

Neighborhood

None Dev

School District

Cecil County Public Schools

Listing ID

MDCC2023376

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Built-In Range, Cooktop, Dishwasher, Dryer - Electric, Exhaust Fan, Freezer, Microwave, Oven/Range - Gas, Range Hood, Refrigerator, Washer, Water Heater
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:
Floor:Carpet,Hardwood,Vinyl
Above Ground Sq Ft:2982
Below Ground Sq Ft:800
Basement:Connecting Stairway,Garage Access,Interior Access,Walkout Level,Windows,Rear Entrance
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:2nd Kitchen, Wood Floors, Walk-in Closet(s), Recessed Lighting, Primary Bath(s), Kitchen - Eat-In, Formal/Separate Dining Room, Floor Plan - Traditional, Entry Level Bedroom, Ceiling Fan(s), Cedar Closet(s), Carpet, Bathroom - Walk-In Shower, Bathroom - Jetted Tub, Attic, Pantry, Kitchen - Table Space
Water:Conditioner,Well

Exterior Features

Lot:Cleared,Front Yard,Landscaping,Rear Yard,Road Frontage,SideYard(s),Not New Construction,Horse Property: No
Garage Capacity:22
Zoning:RR
Roof:Architectural Shingle
Sewer:Gravity Sept Fld
Parking Features:Asphalt Driveway,Additional Storage Area,Garage - Rear Entry,Garage Door Opener,Inside Access,Oversized,Driveway,Detached Garage,Attached Garage,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,460
Taxes
$454

Home Price

$650,000

Loan Details

30 yrs
7%

Down Payment

20%
$130,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,459.57

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,459.57 $454.33 $0.00 $3,913.91
Yearly $41,514.88 $5,452.00 $0.00 $46,966.88
Total $1,245,446.27 $163,560.00 $0.00 $1,409,006.27
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Elkton, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS