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3709 Mill Creek Way , Ellicott City, MD 21043
$1,498,990
Est. Payment: $7,978.25/mo
5 Bed
4 Bath
4798 Sqft
0.21 Acres
Status: active | Days on site: 178
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AXR1 - 3281615
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House Description

Set apart by its wraparound porch and flexible three level layout, the Banneker at Mill Creek offers space that adjusts to an array of modern lifestyles - and it could be your dream home! Located at Caruso Homes’ Mill Creek community in Ellicott City, this new floorplan combines classic, historic design with thoughtfully planned living areas. The first floor features a private in-law suite complete with a full bath and walk-in closet, ideal for guests, extended stays, or a quiet home office setup. The kitchen is equipped with stainless steel appliances and a large island, opening directly into the great room. Here, you can personalize the space with options like a coffered ceiling or electric fireplace. Just beyond, the wraparound rear porch gives you a comfortable place to unwind and take in the surroundings of Mill Creek. Upstairs, the primary suite provides a spacious retreat with a private bath, freestanding tub, and two walk-in closets. A centrally located loft offers additional living space. Three secondary bedrooms and a full bath complete the level, along with a dedicated laundry room for everyday convenience. Downstairs, the lower level includes an entry foyer from the two-car garage and a finished recreation room. There is also the option to add a den with a full bath and walk-in closet, giving you even more flexibility as your needs change over time. Experience modern luxury and timeless charm with a brand new single-family home located just moments from Historic Ellicott City. Mill Creek offers the unmatched opportunity to enjoy the character, culture, and walkable beauty of a centuries-old town, while living in a home designed for today's lifestyle. For more information, contact Caruso Homes.

Highlights

Listed by Nicholas Cintron , 4433701142 APEX Realty, LLC , 4107741422. Bright MLS

Property Type

Residential

Lot/Acreage
0.21

HOA Fee

1100 Quarterly

County

Howard

Neighborhood

None Available

School District

Howard County Public Schools

Listing ID

MDHW2068394

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Cooktop, Dishwasher, Disposal, ENERGY STAR Dishwasher, ENERGY STAR Refrigerator, Exhaust Fan, Oven - Double, Refrigerator, Stainless Steel Appliances, Washer/Dryer Hookups Only, Water Heater - High-Efficiency
Air Cond:Central A/C,Heat Pump(s)
Fireplaces:
Floor:Carpet,Ceramic Tile,Vinyl
Above Ground Sq Ft:4300
Below Ground Sq Ft:498
Basement:Daylight,Partial,Interior Access,Outside Entrance,Partially Finished,Poured Concrete,Rear Entrance,Space For Rooms,Sump Pump,Walkout Stairs
Other:
  • ▪ Additional:Breakfast Area, Carpet, Chair Railings, Crown Moldings, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Recessed Lighting, Sprinkler System, Upgraded Countertops, Walk-in Closet(s)
Water:Public

Exterior Features

Lot:Horse Property: No
Lot Dimensions:0.00 x 0.00
Garage Capacity:2
Zoning:RED
Roof:Architectural Shingle
Others:
  • ▪ Additional:Excellent
Sewer:Public Sewer
Parking Features:Garage - Front Entry,Inside Access,Driveway,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$7,978
Taxes
$209
HOA
$1,100

Home Price

$1,498,990

Loan Details

30 yrs
7%

Down Payment

20%
$299,798
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,978.25

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,978.25 $209.33 $1,100.00 $9,287.59
Yearly $95,739.05 $2,512.00 $13,200.00 $111,451.05
Total $2,872,171.55 $75,360.00 $396,000.00 $3,343,531.55
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Ellicott City, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS