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20949 Somers Rd , Ewell, MD 21824
$315,000
Est. Payment: $1,676.56/mo
4 Bed
3 Bath
2650 Sqft
0.98 Acres
Status: active | Days on site: 397
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WILS28 - 3322992
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House Description

Spectacular water views! Welcome to your very own slice of paradise on Smith Island, Maryland! This rare offering is a water and nature enthusiast’s delight. Currently as one of the island's most desirable rentals, this fine property is an ideal weekend/vacation retreat or full-time island home for the most discerning buyer. Existing bookings are already secured for the upcoming season! Enjoy convenient one floor living, situated on almost a full acre of land, including a 20x20 outdoor storage shed. This four-bedroom, two-and almost a-half-bath, cozy and inviting home has many outstanding features. The kitchen, family room, and large sun/recreation room all offer ample space for entertaining. From the new front porch accentuated with a comfortable low country bed/swing overflowing with cozy pillows, to the back deck abounding with scenic views of the marshes and a variety of waterfowl and migratory birds. Upon entering the home, you’ll be greeted with a lovely built-in, electric wall mounted fireplace encased in custom shiplap. It adds ambiance and supplementary heat to the family room. Also, a beautiful bow/picture window overlooks the front yard. The floors are newly installed luxury vinyl plank in the family room, kitchen, bathrooms and hallways. The fully updated kitchen, located just off the family room, boasts a recently installed custom, decorative glass backsplash, new butcher block countertops, and all-new black stainless GE appliances. Through the kitchen, you’ll enter a mudroom space to hang outerwear, coats and jackets. The separate laundry room, which includes a new hot water heater, washer, a new Whirlpool dryer an additional toilet. A beautiful sunroom spans the back of the kitchen featuring built in desk space, large windows and sliding doors. Currently used as a recreation/game room, this three-season room offers spectacular views of the island’s surroundings, including marshes and canals and also has a newly installed mini split for extra cooling and added comfort. The home has four bedrooms, with an additional storage room that could be converted into another bedroom. The primary bedroom is situated on the opposite side of the home from the three bedrooms, providing privacy. It has a newly installed mini split, two large closets, an en suite bathroom with a double vanity, new toilet, and a garden tub with a separate stall shower. The three bedrooms are located on the opposite side of the home and feature a full bathroom, with tub/shower, a linen closet, extra water heater, and access to the attic space. Step outside and you’ll be greeted by a brand-new deck that spans across the back of the house. The sunrise views from this deck are absolutely breathtaking! This home has everything you need: seller offering a one-year home warranty and most of the furnishings will convey. There is also dock space available for your pleasure boat. Most homes on the island need extensive work, but this one is move in ready! If you had to describe this property with just one word, it would be STUNNING! Call today for an exclusive showing.

Highlights

Listed by Laura Annette Evans , 4432354649 Wilson Realty , 4109681882. Bright MLS

Property Type

Residential

Lot/Acreage
0.98

Year Built

1994

County

Somerset

Area

Somerset West of Rt-13 (20-01)

Neighborhood

Smith Island

School District

Somerset County Public Schools

Listing ID

MDSO2006454

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Oven/Range - Electric, Refrigerator, Dryer - Electric, Exhaust Fan, Range Hood, Stainless Steel Appliances, Washer, Water Heater
Air Cond:Central A/C,Heat Pump(s)
Fireplaces:Electric,1 Fireplace
Floor:Luxury Vinyl Plank,Partially Carpeted,Vinyl
Above Ground Sq Ft:2650
Other:
  • ▪ Main Floor Bedrooms:4
  • ▪ Additional:Attic, Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Carpet, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Eat-In, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Window Treatments, No Pet Restrictions, Pets Allowed
Water:Private/Community Water

Exterior Features

Lot:Cleared,Front Yard,Hunting Available,Marshy,Private,Rear Yard,SideYard(s),Stream/Creek,Tidal Wetland,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:MRC
Roof:Architectural Shingle
Others:
  • ▪ Additional:Gutter System, Outbuilding(s), Sidewalks, Street Lights, Excellent
Sewer:Public Sewer
Parking Features:Crushed Stone,Gravel Driveway,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$1,677
Taxes
$217

Home Price

$315,000

Loan Details

30 yrs
7%

Down Payment

20%
$63,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,676.56

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,676.56 $216.65 $0.00 $1,893.21
Yearly $20,118.75 $2,599.81 $0.00 $22,718.56
Total $603,562.42 $77,994.30 $0.00 $681,556.72
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Ewell, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS