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1670 Lake Ridge Ct , Finksburg, MD 21048
$1,100,000
Est. Payment: $5,854.66/mo
4 Bed
5 Bath
6582 Sqft
2.55 Acres
Status: active | Days on site: 51
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KWLA1 - 3804,3004065
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House Description

Impressive brick-front Colonial-style single-family residence nestled on more than 2.5 tranquil acres in desirable Lake Forest, surrounded by beautifully landscaped grounds and mature trees. Boasting 6,582 finished square feet, this expansive residence combines timeless architectural details with modern updates and an airy, open feel throughout. Elegant columns, detailed moldings, decorative wall cutouts, and generously proportioned rooms create a sophisticated backdrop for both everyday living and entertaining. The thoughtfully designed interior features numerous recent updates, including a 2024 roof, HVAC system serviced in 2025, 2026 water heater, 2022 washer, 2018 dryer, and extensively updated bathrooms and kitchen in 2026. // The traditional main-level layout begins with a welcoming foyer featuring hardwood flooring and opens to a carpeted formal living room on the right, highlighted by bay windows, while the formal dining room on the left features chair rail molding and a tray ceiling. Continuing through the home, a conveniently located powder room precedes the private study, accessed through French doors and finished with hardwood flooring and direct access to the deck. A hallway accented by elegant columns and a well-appointed butler's pantry creates a graceful transition into the carpeted family room, where a gas fireplace flanked by built-in cabinetry provides a warm and inviting focal point. // The beautifully updated eat-in kitchen combines style and functionality, featuring stainless steel appliances, including a refrigerator replaced in 2023, dishwasher replaced in 2024, and microwave replaced in 2022, along with quartzite countertops, a center island, a gray subway tile backsplash, rich wood cabinetry, a breakfast bar, and hardwood flooring. A cozy breakfast area offers a comfortable spot for casual dining and flows into the sunroom, where distinctive bay architecture and vaulted ceilings create a bright and inviting space with direct exterior access. A nearby laundry room, pantry, and convenient access to the garage complete the main level. // Upstairs, four generously sized carpeted bedrooms and three full bathrooms provide exceptional living space and privacy. The expansive primary suite features a tray ceiling, two walk-in closets, and a private en-suite bathroom appointed with a corner soaking tub, separate shower, private water closet, and dual vanities. One of the secondary bedrooms offers the added luxury of a private en-suite bathroom and walk-in closet. The remaining two bedrooms share a thoughtfully designed dual-entry bathroom, with each bedroom enjoying its own dedicated vanity and sink area. // The finished walk-out lower level expands the home's versatility with an expansive recreation room and game area. A fully equipped second kitchen, complete with a refrigerator replaced in 2024, adds exceptional convenience for entertaining. A dedicated home gym, versatile bonus room with an attached bathroom and closet, spacious storage room, and utility room provide additional functionality and flexibility. // Outdoor living is equally impressive, with a spacious, low-maintenance composite deck overlooking the expansive grounds and a lower stamped-concrete patio providing additional space for outdoor dining and entertaining.

Highlights

Listed by Robert J Lucido , 4104656900 and Tracy J. Lucido , 4108022567 Keller Williams Lucido Agency , 4104656900. Bright MLS

Property Type

Residential

Lot/Acreage
2.55

HOA Fee

996 Annually

Year Built

2005

County

Carroll

Neighborhood

None Available

School District

Carroll County Public Schools

Listing ID

MDCR2037744

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Icemaker, Microwave, Refrigerator, Washer, Built-In Microwave, Disposal, Oven - Wall, Stainless Steel Appliances, Stove, Water Heater
Air Cond:Central A/C
Fireplaces:Gas/Propane,Mantel(s),1 Fireplace
Floor:Carpet,Hardwood
Above Ground Sq Ft:4582
Below Ground Sq Ft:2000
Basement:Connecting Stairway,Full,Heated,Improved,Interior Access,Outside Entrance,Fully Finished,Walkout Level,Daylight,Rear Entrance,Sump Pump,Windows
Other:
  • ▪ Additional:Attic, Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Formal/Separate Dining Room, Primary Bath(s), Chair Railings, Crown Moldings, Exposed Beams, Kitchen - Eat-In, Recessed Lighting, Walk-in Closet(s), Bathroom - Walk-In Shower
Water:Well

Exterior Features

Lot:Backs to Trees,Cul-de-sac,Landscaping,Partly Wooded,Not New Construction,Horse Property: No
Garage Capacity:3
Zoning:CONSE
Roof:Asphalt
Others:
  • ▪ Additional:Common Grounds, Common Area Maintenance, Management
Sewer:Septic Exists
Parking Features:Asphalt Driveway,Inside Access,Garage Door Opener,Attached Garage,Driveway,3+ Spaces,2+ Spaces,1+ Spaces

Open House

Upcoming Open Houses
Sunday 1:00 pm - 3:00 pm Nov 15
Principal Interest
$5,855
Taxes
$810
HOA
$996

Home Price

$1,100,000

Loan Details

30 yrs
7%

Down Payment

20%
$220,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,854.66

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,854.66 $809.50 $996.00 $7,660.16
Yearly $70,255.94 $9,714.00 $11,952.00 $91,921.94
Total $2,107,678.30 $291,420.00 $358,560.00 $2,757,658.30
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Finksburg, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS