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1920 Turnberry Ct , Finksburg, MD 21048
$850,000
Est. Payment: $4,524.06/mo
4 Bed
4 Bath
3780 Sqft
2 Acres
Status: active under contract | Days on site: 41
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NRP7 - 3016923
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House Description

Nestled on a picturesque 2-acre home site in the sought-after golf course community of River Downs, this stunning brick-front Colonial offers an exceptional blend of elegance, comfort, and timeless design. Boasting 4 spacious bedrooms, 3 full baths, and a powder room, this beautifully appointed residence showcases impressive architectural details, soaring ceilings, and thoughtfully designed living spaces throughout. A dramatic two-story foyer welcomes you inside, where gleaming hardwood floors and abundant natural light create a warm and inviting first impression. The elegant dining room features a tray ceiling and custom built-in cabinetry, providing the perfect setting for both intimate dinners and special occasions. At the heart of the home, the spectacular two-story family room is highlighted by soaring ceilings, floor-to-ceiling Palladian windows, and a striking brick-profile fireplace that serves as the room's dramatic focal point. Seamlessly connected, the gourmet kitchen is designed for both everyday living and effortless entertaining, featuring a center island with breakfast seating, granite countertops, decorative backsplash, sleek stainless steel appliances, an induction cooktop, double wall ovens, a pantry, and a convenient planning station. Just beyond the kitchen, the light-filled sunroom offers cathedral ceilings, a cozy gas fireplace, and walls of windows overlooking the peaceful backyard. With direct access to the covered deck, this inviting space is perfect for morning coffee, casual gatherings, or simply enjoying the tranquil surroundings. Additional main-level highlights include a private office with French doors, a convenient laundry room, and a well-appointed powder room. The upper level is anchored by a luxurious primary suite featuring a tray ceiling, bamboo flooring, an expansive walk-in closet, and a spa-inspired en-suite bath complete with dual vanities, a soaking Jacuzzi tub, and a separate walk-in shower. Three additional generously sized bedrooms and a full hall bath complete the upper level. The partially finished lower level offers exceptional flexibility with expansive space ready to accommodate a recreation room, home theater, fitness studio, game room, or additional living area, while providing ample storage for all your needs. Step outside to experience your own private retreat. Set on 2 beautifully landscaped acres surrounded by mature trees, the property offers a spacious deck, plenty of room for outdoor entertaining, gardening, or recreation, and a peaceful setting that feels worlds away while remaining conveniently located. Car enthusiasts, hobbyists, and entrepreneurs will appreciate the attached two-car garage along with the impressive, detached garage featuring a finished upper level, offering endless possibilities as a workshop, home office, art studio, guest retreat, or creative space. Adding to the home’s appeal is an energy-efficient geothermal heating and cooling system, offering year-round comfort while helping reduce reliance on traditional HVAC systems. This desirable feature complements the home’s thoughtful design and provides an added level of efficiency and comfort throughout the seasons. Combining timeless architecture, exceptional indoor and outdoor living spaces, and an idyllic setting in the desirable River Downs community, this remarkable home offers the perfect balance of luxury, privacy, and everyday comfort.

Highlights

Listed by Anthony M Friedman , 4438641613 Northrop Realty , 4104651770. Bright MLS

Property Type

Residential

Lot/Acreage
2

HOA Fee

29.17 Monthly

Year Built

1999

County

Carroll

Neighborhood

River Downs

School District

Carroll County Public Schools

Listing ID

MDCR2034992

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Cooktop, Cooktop - Down Draft, Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Intercom, Microwave, Oven - Self Cleaning, Oven - Wall, Oven - Double, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
Air Cond:Central A/C,Ceiling Fan(s),Zoned
Fireplaces:Brick,Screen,Wood,Gas/Propane,2 Fireplaces
Floor:Bamboo,Carpet,Ceramic Tile,Hardwood
Above Ground Sq Ft:3780
Basement:Connecting Stairway,Partially Finished,Heated,Improved,Interior Access
Other:
  • ▪ Additional:Attic, Bathroom - Soaking Tub, Breakfast Area, Carpet, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Pantry, Primary Bath(s), Recessed Lighting, Skylight(s), Upgraded Countertops, Walk-in Closet(s), Water Treat System
Water:Private

Exterior Features

Lot:Backs to Trees,Front Yard,Landscaping,Premium,Private,Rear Yard,SideYard(s),Trees/Wooded,Not New Construction,Horse Property: No
Garage Capacity:3
Zoning:CONSE
Roof:Architectural Shingle
Others:
  • ▪ Additional:Extensive Hardscape, Exterior Lighting, Secure Storage, Common Area Maintenance
Sewer:Septic Exists
Parking Features:Asphalt Driveway,Paved Driveway,Garage - Side Entry,Garage Door Opener,Inside Access,Oversized,Additional Storage Area,Attached Garage,Detached Garage,Driveway,Off Street,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$4,524
Taxes
$703
HOA
$29

Home Price

$850,000

Loan Details

30 yrs
7%

Down Payment

20%
$170,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,524.06

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,524.06 $702.50 $29.17 $5,255.73
Yearly $54,288.68 $8,430.00 $350.04 $63,068.72
Total $1,628,660.51 $252,900.00 $10,501.20 $1,892,061.71
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Finksburg, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS