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7026 Ridge Rd , Frederick, MD 21702
$1,049,000
Est. Payment: $5,583.22/mo
4 Bed
5 Bath
5258 Sqft
1.08 Acres
Status: active | Days on site: 89
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SAMP49 - 3113293
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House Description

Stately, Spacious, Serene...this beautiful 2024 home enjoys sweeping views across the Middletown Valley and unforgettable sunsets over South Mountain. Set on just over an acre with no HOA or city taxes, this 5400 square foot home offers 4+ bedrooms, 4.5 baths, a jumbo three car garage, wraparound porch, new deck and a bright, beautifully finished walkout lower level any guest or in-law would fully enjoy . Inside, an open gourmet kitchen with miles of quartz countertops and high end appliances flows to the dramatic family room creating the heart of the home. While a dedicated office, formal dining room and peaceful reading room provide space to spread out. The palatial Primary suite needs to be seen in person. As fall turns to winter, the changing valley and mountain views create an especially beautiful backdrop for gatherings and holidays shared in this gorgeous home. You only need to choose how you will decorate this year! Middletown schools, no city taxes and convenient access to Frederick and Middletown complete this exceptional home. Added bonus, Sellers are an absolute dream to work with. Backyard rendering AI generated. Open House Sunday, November 8th. 12:00 PM-2:00 PM
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Highlights

Listed by Mary G. Ratchford , 2402869862 Samson Properties , 7033788810. Bright MLS

Property Type

Residential
Lot/Acreage
1.08

Year Built

2024

County

Frederick

 Neighborhood

Braddock Heights

 School District

Frederick County Public Schools

Listing ID

MDFR2086410

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Cooktop, Dishwasher, Disposal, Oven - Double, Range Hood, Stainless Steel Appliances
Air Cond:Central A/C,Ceiling Fan(s)
Fireplaces:Gas/Propane,1 Fireplace
Floor:Engineered Wood,Carpet,Ceramic Tile
Above Ground Sq Ft:3783
Below Ground Sq Ft:1475
Basement:Fully Finished,Outside Entrance,Walkout Level,Windows
Other:
  • ▪ Additional:Dining Area, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Country, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Primary Bath(s), Bathroom - Soaking Tub, Sprinkler System, Upgraded Countertops, Walk-in Closet(s), No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Backs to Trees,Not New Construction,Horse Property: No
Lot Dimensions:0.00 x 0.00
Garage Capacity:8
Zoning:R
Roof:Metal,Asphalt
Others:
  • ▪ Additional:Excellent
Sewer:Septic < # of BR
Parking Features:Asphalt Driveway,Garage Door Opener,Garage - Front Entry,Driveway,Attached Garage,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$5,583
Taxes
$805

Home Price

$1,049,000

Loan Details

30 yrs
7%

Down Payment

20%
$209,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,583.22

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,583.22 $804.79 $0.00 $6,388.01
Yearly $66,998.62 $9,657.49 $0.00 $76,656.11
Total $2,009,958.67 $289,724.70 $0.00 $2,299,683.37
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Frederick, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS