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127 S Market St , Frederick, MD 21701
$750,000
Est. Payment: $3,991.81/mo
4 Bed
6 Bath
3223 Sqft
0.06 Acres
Status: active | Days on site: 225
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HRL1 - 3269532
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House Description

127 S. Market Street in Frederick, Maryland, offers an opportunity to own a fully renovated residence in the heart of historic downtown Frederick. Updated in 2024, this home blends classic architectural character with modern systems and comfortable living spaces, all within walking distance of Carroll Creek and the downtown district. 127 S. Market Street is ideally situated along one of Reader's Digest's “Most Beautiful Main Streets in America” (2025), with downtown Frederick's restaurants, bars, boutiques, coffee shops, galleries, and local attractions just steps away. The home offers four bedrooms, four full bathrooms, and two half bathrooms across multiple levels of living space. Interior highlights include two gas fireplaces, a finished lower level ideal for recreation, guests, or additional living space, and a fourth-floor flex room suited for a private office, studio, fitness area, or personal retreat. The 2024 interior renovation included updated bathrooms, with a stunning primary bathroom suite, new carpeting, a new refrigerator and dishwasher, and new blinds throughout the home. Additional improvements include a TRANE air-conditioning system installed in July 2025 with a transferable four-year warranty, a new hot water heater (October 2024), a new garbage disposal (January 2025), and a new LG dryer (February 2026). The dryer vents have also been professionally cleaned. The property also offers two covered parking spaces immediately adjacent to the home, a convenient amenity that is rarely available in downtown Frederick. Located approximately 0.2 miles from Carroll Creek Linear Park, this home puts the downtown Frederick lifestyle within easy reach. Enjoy performances at the Maryland Ensemble Theatre, Weinberg Center for the Arts, and Spire Arts, or explore exhibits at the Delaplaine Arts Center. Parades, festivals, concerts, and seasonal events take place along Carroll Creek throughout the year. Locally owned restaurants, breweries, wine bars, cafés, and unique boutiques are also nearby. Visit the Downtown Frederick Farmers Market on Saturday mornings, or enjoy nearby Baker Park, with its walking trails, playgrounds, tennis courts, bocce courts, athletic fields, and other recreational facilities. The C. Burr Artz Public Library is also a short walk away. Downtown Frederick is known for its historic architecture, arts and dining scene, and sense of community. With so much to enjoy nearby, 127 S. Market Street offers a chance to make downtown living part of your everyday lifestyle. Schedule your private tour today and see all that this exceptional home has to offer!

Highlights

Listed by Cathi Miller , 3017887216 Hagan Realty , 3015401421. Bright MLS

Property Type

Condo

Lot/Acreage
0.06

Year Built

2007

County

Frederick

Neighborhood

Downtown Frederick

School District

Frederick County Public Schools

Listing ID

MDFR2078108

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:2
Air Cond:Central A/C
Fireplaces:Gas/Propane,2 Fireplaces
Above Ground Sq Ft:2579
Below Ground Sq Ft:644
Basement:Connecting Stairway,Fully Finished
Other:
  • ▪ Additional:Bathroom - Soaking Tub, Bathroom - Walk-In Shower
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Garage Capacity:2
Zoning:R
Others:
  • ▪ Additional:Management, Insurance, Sewer, Water, Common Area Maintenance, Ext Bldg Maint
Sewer:Public Sewer
Parking Features:Assigned,Lighted Parking,Parking Space Conveys,Secure Parking,Off Street,2+ Spaces,1+ Spaces
Principal Interest
$3,992
Taxes
$768

Home Price

$750,000

Loan Details

30 yrs
7%

Down Payment

20%
$150,000
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Monthly Price:
$3,991.81

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,991.81 $767.92 $550.00 $5,309.73
Yearly $47,901.78 $9,215.00 $6,600.00 $63,716.78
Total $1,437,053.39 $276,450.00 $198,000.00 $1,911,503.39
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Frederick, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS