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246 E 7th St , Frederick, MD 21701
$395,000
Est. Payment: $2,102.36/mo
2 Bed
1 Bath
1008 Sqft
0.1 Acres
Status: active | Days on site: 151
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House Description

Just Appraised by Six, McClain & Associates! Let's be honest—finding a Downtown Frederick home with updated systems, abundant parking, a detached garage, outdoor living space, and actual storage usually requires finding three different properties and combining them into one. Fortunately, someone already did that for you. Welcome to a rare opportunity to own a thoughtfully updated single-family home in one of Frederick's most desirable locations. Just minutes from the shops, restaurants, breweries, parks, and entertainment that make Downtown Frederick such a sought-after destination, this charming two-bedroom, one-bath residence offers the perfect blend of character, convenience, and functionality. One of the first things you'll appreciate is the peace of mind that comes from knowing the major improvements have already been completed. Recent updates include a new HVAC system and heat pump, updated electrical and plumbing, updated bathroom fixtures, newer appliances, washer and dryer, and numerous additional improvements throughout the home. The roof has been professionally rubberized within the last two years, while the exterior wood fascia and trim have been wrapped to help reduce maintenance and enhance durability for years to come. Inside, you'll find a warm and inviting atmosphere that feels both comfortable and practical. Natural light fills the living spaces, creating an environment that's equally suited for relaxing evenings at home or entertaining family and friends. The layout maximizes every square foot while maintaining the charm and personality buyers love in Downtown Frederick properties. Storage is often at a premium in older homes, but not here. The dedicated laundry room offers an abundance of cabinetry and storage space, helping keep everyday living organized and efficient. Additional storage can be found in the floored attic, providing valuable room for seasonal decorations, keepsakes, and everything else that never seems to have a permanent place. One of the home's most unique features is the private balcony-style deck accessed directly from the second bedroom. Whether you're enjoying your morning coffee, reading a book, or simply unwinding after a long day, this elevated outdoor space offers a peaceful view overlooking the backyard and creates a retreat that's rarely found in homes of this size. The outdoor amenities continue with a beautifully designed paver patio that creates the perfect setting for outdoor dining, weekend cookouts, or gathering with friends. A walkway leads to a large storage shed, providing additional space for tools, equipment, hobbies, and seasonal items. The backyard itself offers plenty of room to garden, entertain, or simply enjoy your own private outdoor oasis. Then there's the feature that truly separates this property from much of the competition: parking. Anyone familiar with Downtown Frederick understands how valuable off-street parking can be. This property features a detached two-car garage complete with electric service, making it ideal for vehicles, a workshop, or additional storage. In addition, there is off-street parking for four or more vehicles outside of the garage—a rare and highly desirable amenity that will be appreciated every single day. After years of helping buyers and sellers throughout Frederick County, I've learned that the homes people regret missing are usually the ones that check boxes they didn't expect to find together. Updated systems, a detached garage, abundant parking, outdoor living spaces, excellent storage, and a location close to everything Downtown Frederick has to offer rarely come packaged in one property. Move-in ready, thoughtfully improved, and loaded with features that today's buyers are searching for, this is the kind of Downtown Frederick opportunity that doesn't come along often.

Highlights

Listed by Brian King , 2403444702 Samson Properties , 3018828710. Bright MLS

Property Type

Residential

Lot/Acreage
0.1

Year Built

1910

County

Frederick

Neighborhood

Downtown Frederick

School District

Frederick County Public Schools

Listing ID

MDFR2082628

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:1008
Basement:Outside Entrance
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Garage Capacity:6
Zoning:DR
Sewer:Public Sewer
Parking Features:Oversized,Detached Garage,Driveway,Off Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,102
Taxes
$336

Home Price

$395,000

Loan Details

30 yrs
7%

Down Payment

20%
$79,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,102.36

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,102.36 $335.58 $0.00 $2,437.94
Yearly $25,228.27 $4,027.00 $0.00 $29,255.27
Total $756,848.12 $120,810.00 $0.00 $877,658.12
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Frederick, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS