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sales rep | Brivity IDX

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432 N Bentz St , Frederick, MD 21701
$199,900
Est. Payment: $1,063.95/mo
3 Bed
1 Bath
960 Sqft
0.03 Acres
Status: active | Days on site: 43
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RMAX38 - 85239
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House Description

Do you have a creative eye for design and spaces? Love the idea of taking on a fabulous project? This house will speak to you. Such a unique layout and piece of property in Downtown Frederick. Its double width gives this property a unique flow compared to the typical shot-gun, narrow, long row house you usually see Downtown. Main level has a generous living room that flows into the more than ample sized kitchen. The kitchen is so sizable that you could do something incredible with the layout, an island and finishes. There is a fireplace that straddles both rooms and is begging to be turned into a double sided fireplace. Off of the living room sits a small room that would be a perfect home office. Or reimagine this space as a laundry room. Or both! Continuing on, the floorplan leads to the main level full bath. The square footage of this bath is seriously large for a house this size. You could really do something special here. Connected to the full bath is a main level bedroom. It's not huge, but it's big enough and very usable. Imagine it with a door or doors to the rear patio! Off the back is an enclosed room that is just waiting for someone to do something with it. It's imagined here as a spectacular dining room utilizing the spectacular brick floor already in place and opening up the raw ceiling. Add double French doors and you'd have a view from this room to what could be the most darling little courtyard ever. The courtyard could be a slice of privacy heaven with the right imagination. This main level could be reimagined to be FABULOUS by adding windows back in to the living room, kitchen, and den, looking out onto the enclosure room. The upper level offers two additional rooms that make darling bedrooms, or turn the far one into a stunning full bath as reimagined here. Maybe add some dormers for added head room? No off street parking, but street parking is free and almost always available. You're going to want to put new HVAC in here. Roof, exterior, basement shoring up, in addition to the obvious things. A stones throw to Baker Park, Market Street and all downtown has to offer. This is a prime location and would make a fantastic Air B&B, pied-à-terre, or full time tiny home. The juice is absolutely worth the squeeze here. Bring your plans and your creativity and reap the rewards.

Highlights

Listed by Abigail M Sievers , 2404465613 RE/MAX Results , 3016985005. Bright MLS

Property Type

Residential

Lot/Acreage
0.03

Year Built

1895

County

Frederick

Neighborhood

Downtown Frederick

School District

Frederick County Public Schools

Listing ID

MDFR2090096

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Washer/Dryer Stacked, Exhaust Fan, Stove, Refrigerator, Built-In Microwave, Dishwasher
Air Cond:Window Unit(s)
Fireplaces:Non-Functioning,1 Fireplace
Above Ground Sq Ft:960
Basement:Connecting Stairway,Dirt Floor,Interior Access,Unfinished
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Bathroom - Tub Shower, Entry Level Bedroom, Family Room Off Kitchen, Kitchen - Eat-In, Kitchen - Table Space, Wood Floors
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Zoning:DR
Roof:Metal
Others:
  • ▪ Additional:Below Average
Sewer:Public Sewer
Parking Features:Free,On Street
Principal Interest
$1,064
Taxes
$338

Home Price

$199,900

Loan Details

30 yrs
7%

Down Payment

20%
$39,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,063.95

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,063.95 $337.58 $0.00 $1,401.54
Yearly $12,767.42 $4,051.00 $0.00 $16,818.42
Total $383,022.63 $121,530.00 $0.00 $504,552.63
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Frederick, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS