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2647 Monocacy Ford Rd , Frederick, MD 21701
$699,900
Est. Payment: $3,843.22/mo
4 Bed
4 Bath
4257 Sqft
0.12 Acres
Status: active | Days on site: 18
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SAMP29 - 52392
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House Description

Unbeatable value for Mill Island at Worman's Mill - Gorgeous stone-front detached home! If you are looking for spacious luxury living without the hassle of exterior maintenance and no shared walls, this may be the one. Enjoy gracious one-level living with a signature main-floor primary suite complete with en suite bathroom (with multiple walk-in closets, corner garden tub, and more), a sweeping two-story great room with catwalk-style overlook grand columns and archways, and a beautiful cherry and quartz kitchen equipped with double wall ovens and a six-burner gas cooktop. From the breakfast room, step right out to your expansive composite deck that runs the length of the home, complete with a screened in sitting porch area for morning coffee, quiet reading time, or weekend entertaining. The upper level, accessible from the great room, offers a full bathroom and two cozy bedrooms (one with window seat) perfect for alternative use as guest rooms, hobby rooms, or perhaps a dedicated home office. The walkout lower level provides an updated in-law suite featuring a bedroom with outside egress, a central game/rec room, theater room, additional flex/play room, and an ADA-accessible bathroom with roll-in shower and walk-in closet, all easily reachable via an optional motorized chairlift at the staircase. There is also a large unfinished storage area there perfect for stashing away holiday decor or other items (also houses the utilities). Roof and siding were recently replaced (early 2024), and the sellers are offering a one year home warranty. With the comprehensive HOA handling your lawn care, snow removal, brick courtyard maintenance, and trash, you can spend your weekends and free time enjoying the community pool, neighborhood trails, and the entertainment and dining options located inside the Worman's Mill community. You are also just five minutes away from Downtown Frederick, and around the corner from Wegman's grocery store and several other shopping complexes. Don't miss your opportunity to call this truly special place HOME.

Highlights

Listed by Kristina M Jacobs Williams , 3017884236 Samson Properties , 3018828710. Bright MLS

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

375 Monthly

Year Built

2005

County

Frederick

Neighborhood

Mill Island At Worman's Mill

School District

Frederick County Public Schools

Listing ID

MDFR2090966

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Cooktop - Down Draft, Dishwasher, Disposal, Dryer, Icemaker, Oven - Double, Oven - Wall, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:Gas/Propane,Mantel(s),1 Fireplace
Floor:Hardwood
Above Ground Sq Ft:2664
Below Ground Sq Ft:1593
Basement:Fully Finished,Connecting Stairway,Daylight,Partial,Heated,Improved,Interior Access,Outside Entrance,Rear Entrance
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Island, Primary Bath(s), Pantry, Recessed Lighting, Walk-in Closet(s), Wood Floors
Water:Public

Exterior Features

Lot:Backs to Trees,Not New Construction,Horse Property: No,In City Limits
Garage Capacity:4
Zoning:PND
Roof:Composite,Architectural Shingle
Others:
  • ▪ Additional:Sidewalks, Street Lights, Tennis Court(s), Common Grounds, Community Center, Jog/Walk Path, Meeting Room, Party Room, Pool - Outdoor, Common Area Maintenance, Lawn Maintenance, Pool(s), Road Maintenance, Snow Removal
Sewer:Public Sewer
Parking Features:Brick Driveway,Garage - Front Entry,Garage Door Opener,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,843
Taxes
$943
HOA
$375

Home Price

$699,900

Loan Details

30 yrs
7.312%

Down Payment

20%
$139,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,843.22

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,843.22 $943.42 $375.00 $5,161.63
Yearly $46,118.59 $11,321.00 $4,500.00 $61,939.59
Total $1,383,557.74 $339,630.00 $135,000.00 $1,858,187.74
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Frederick, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T03:13:49.000Z

© 2026 Bright MLS