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6104 Pine Ridge Terrace , Frederick, MD 21701
$349,900
Est. Payment: $1,862.31/mo
3 Bed
4 Bath
1840 Sqft
0.04 Acres
Status: pending | Days on site: 21
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RMAX38 - 128509
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House Description

Looking for value in Spring Ridge? Here it is. This Lovell Regency Andover model offers the perfect opportunity to build equity in one of Frederick’s most desirable communities. Featuring three finished levels, a brand-new HVAC system installed in July 2026, and a spacious floor plan, this home is ready for your personal updates and design touches. The main level welcomes you with hardwood floors, a convenient powder room, and a spacious kitchen with a walk-in pantry and sunny bay-window dining area. Upstairs, you’ll find a generously sized primary suite with double vanities, two additional bedrooms, and a nicely sized hall bath with plenty of room for family or guests. The bright walkout lower level is a standout feature, with full-size windows bringing in natural light so the space doesn’t feel like a typical basement. This level also includes a full bath, large laundry room, and separate storage area, offering flexibility for a recreation room, home office, guests, or additional living space. Step outside to the deck and fenced backyard, with plenty of potential to create your own outdoor retreat. Beyond the home, enjoy the Spring Ridge lifestyle with a community pool, walking trails, playgrounds, basketball and tennis courts, beautifully maintained common areas, and the Oakdale School District. You’re also just minutes from historic Downtown Frederick, shopping, dining, grocery stores, and I-70 for easy commuting — all with no Frederick city taxes. Whether you’re a first-time buyer or simply looking for a home you can personalize over time, this is a fantastic opportunity to put in some sweat equity and make it your own.

Highlights

Listed by Bobbi Prescott , 3015146163 RE/MAX Results , 3016985005. Bright MLS

Property Type

Townhome

Lot/Acreage
0.04

HOA Fee

106 Monthly

Year Built

1997

County

Frederick

Neighborhood

Spring Ridge

School District

Frederick County Public Schools

Listing ID

MDFR2089094

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Washer, Dryer, Refrigerator, Stove, Dishwasher
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:1340
Below Ground Sq Ft:500
Basement:Daylight,Full
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Zoning:PUD
Others:
  • ▪ Additional:Club House, Common Grounds, Tot Lots/Playground, Swimming Pool
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$1,862
Taxes
$318
HOA
$106

Home Price

$349,900

Loan Details

30 yrs
7%

Down Payment

20%
$69,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,862.31

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,862.31 $318.08 $106.00 $2,286.40
Yearly $22,347.78 $3,817.00 $1,272.00 $27,436.78
Total $670,433.31 $114,510.00 $38,160.00 $823,103.31
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Frederick, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS