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4107 Celtic Way , Frederick, MD 21704
$965,000
Est. Payment: $5,136.14/mo
4 Bed
5 Bath
4864 Sqft
0.2 Acres
Status: active under contract | Days on site: 45
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House Description

Welcome to 4107 Celtic Way! This beautifully appointed home offers an impressive combination of elegant finishes, spacious living areas, thoughtful updates, and exceptional indoor and outdoor entertaining spaces. The light-filled main level features hardwood flooring, crown molding and wainscoting throughout, along with French doors opening to the outdoors. At the heart of the home is the gorgeous kitchen, completely updated by the current owners in 2023 and featuring premium Wolf appliances, including a convection oven/microwave, range, and hood, along with a Thermador refrigerator and dishwasher. An oversized wood-top island measuring more than nine feet long provides seating for five and is accented by striking oversized wrought-iron light fixtures. A convenient butler’s pantry provides additional cabinetry and prep space. The main level also includes a beautifully designed home office with custom built-in bookcases and cabinetry, added by current owners in 2023, along with spacious living and dining areas filled with natural light. Upstairs, the expansive primary suite offers its own sitting room and private balcony, creating a wonderful retreat. The newly renovated 2026 primary bath is a standout, featuring a spacious shower finished in Carrara marble tile with an oversized rainfall shower head, three body jets and hand wand, Carrara marble-topped vanities, Kohler fixtures, a freestanding soaking tub and porcelain tile flooring. The upper level also includes generously sized secondary bedrooms and the convenience of a dedicated laundry room. The finished lower level adds tremendous additional living space with custom built-in storage, dramatic tiled accent walls, a large recreation area and two versatile bonus rooms ideal for home offices, fitness rooms, hobby space or guests. Additional storage and a second full-size washer and dryer provide even more functionality. Outdoor living is equally impressive. Enjoy the covered deck overlooking professionally landscaped grounds with landscape lighting and an irrigation system. Below, an expansive brick patio creates another wonderful gathering space and features a built-in outdoor grill surrounded by stonework. Ideally located in the sought-after Urbana Highlands community, residents enjoy an array of neighborhood amenities including a community pool, beautiful walking and nature trails, playgrounds, and inviting outdoor spaces. The home is also served by the highly regarded Urbana School District, adding even more appeal to this exceptional property. With extensive updates, upscale finishes, flexible living spaces, beautiful outdoor areas, and a wonderful community setting, this home truly has so much to offer.

Highlights

Listed by Kimberly Dawn Whaley , 4105702243 Redfin Corp , 3016586186. Bright MLS

Property Type

Residential

Lot/Acreage
0.2

HOA Fee

159 Monthly

Year Built

2007

County

Frederick

Neighborhood

Urbana Highlands

School District

Frederick County Public Schools

Listing ID

MDFR2089792

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Oven - Wall, Oven/Range - Gas, Range Hood, Refrigerator, Water Heater, Washer, Stainless Steel Appliances, Dryer, Disposal, Dishwasher
Air Cond:Central A/C
Fireplaces:1 Fireplace
Above Ground Sq Ft:3264
Below Ground Sq Ft:1600
Basement:Fully Finished
Other:
  • ▪ Additional:Kitchen - Gourmet, Kitchen - Island, Upgraded Countertops, Wood Floors, Recessed Lighting, Butlers Pantry, Built-Ins, Chair Railings, Crown Moldings, Ceiling Fan(s), Floor Plan - Open, Walk-in Closet(s), Primary Bath(s), Formal/Separate Dining Room, Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Pantry
Water:Public

Exterior Features

Lot:Corner,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R
Others:
  • ▪ Additional:BBQ Grill, Pool - Outdoor, Snow Removal, Trash, Pool(s), Lawn Maintenance
Sewer:Public Sewer
Parking Features:Garage - Rear Entry,Detached Garage,On Street,2+ Spaces,1+ Spaces
Principal Interest
$5,136
Taxes
$861
HOA
$159

Home Price

$965,000

Loan Details

30 yrs
7%

Down Payment

20%
$193,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,136.14

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,136.14 $860.58 $159.00 $6,155.72
Yearly $61,633.62 $10,327.00 $1,908.00 $73,868.62
Total $1,849,008.69 $309,810.00 $57,240.00 $2,216,058.69
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Frederick, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS