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sales rep | Brivity IDX

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9693 Royal Crest Cir , Frederick, MD 21704
$699,990
Est. Payment: $3,725.64/mo
3 Bed
4 Bath
3290 Sqft
0.14 Acres
Status: active | Days on site: 8
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RMX1 - 4871
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House Description

New listing in Urbana Highlands! This spacious three-bedroom, three-and-a-half-bath home combines a bright, open interior with major system updates and a versatile finished lower level. The primary bedroom has a sitting room that could be converted to a 4th bedroom. The main level offers comfortable living and entertaining spaces, while the finished basement includes a recreation room, built-in bar, bonus room and full bathroom—ideal for guests, a home office or extended living space. Major improvements include the Roof and HVAC system in 2020, microwave and dishwasher in 2023, gas range and garage door in 2024, and upstairs carpeting in 2025. Outside, enjoy a rear deck, mature trees and a setting adjoining a tree-conservation area. Additional features include a two-car garage with storage racks and access to Urbana Highlands pools, walking trails, tennis courts, playgrounds and other community amenities.

Highlights

Listed by Rick R Riley , 3014423709 RE/MAX Realty Group , 3012587757. Bright MLS

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

156 Monthly

Year Built

2002

County

Frederick

Neighborhood

Urbana Highlands

School District

Frederick County Public Schools

Listing ID

MDFR2091442

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Icemaker, Refrigerator, Built-In Microwave, Disposal, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Range Hood, Stainless Steel Appliances, Washer, Water Heater
Air Cond:Central A/C
Fireplaces:Equipment,Fireplace - Glass Doors,Mantel(s),Screen,Gas/Propane,1 Fireplace
Above Ground Sq Ft:2340
Below Ground Sq Ft:950
Basement:Fully Finished
Other:
  • ▪ Additional:Breakfast Area, Kitchen - Island, Kitchen - Table Space, Dining Area, Built-Ins, Primary Bath(s), Wet/Dry Bar, Upgraded Countertops, Bathroom - Jetted Tub, Carpet, Ceiling Fan(s), Family Room Off Kitchen, Combination Kitchen/Dining, Floor Plan - Open, Pantry, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Backs to Trees,Landscaping,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:PUD
Roof:Asphalt
Others:
  • ▪ Additional:Bike Trail, Tennis Courts, Tot Lots/Playground, Common Grounds, Swimming Pool, Common Area Maintenance, Management, Pool(s), Recreation Facility, Reserve Funds, Road Maintenance, Snow Removal, Trash
Sewer:Public Sewer
Parking Features:Garage Door Opener,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$3,726
Taxes
$637
HOA
$156

Home Price

$699,990

Loan Details

30 yrs
7%

Down Payment

20%
$139,998
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,725.64

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,725.64 $636.92 $156.00 $4,518.56
Yearly $44,707.69 $7,643.00 $1,872.00 $54,222.69
Total $1,341,230.67 $229,290.00 $56,160.00 $1,626,680.67
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Frederick, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS