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3638 Islington St , Frederick, MD 21704
$599,900
Est. Payment: $3,294.11/mo
3 Bed
4 Bath
2388 Sqft
0.06 Acres
Status: active | Days on site: 43
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COMPS18 - 3107460,3100864
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House Description

Classic architectural character, an end-unit setting, and a fantastic location in the Villages of Urbana come together at 3638 Islington Street. Freshly painted and filled with natural light, this three-level brick front townhome offers a thoughtful layout with hardwood flooring throughout both the main and bedroom levels. Windows on three sides bring in an abundance of natural light, while charming architectural details and built-in touches give the home warmth and character. The main level offers plenty of space to gather, entertain, or simply settle into everyday life. A spacious living room and dining room lead into the bright, open kitchen, where freshly painted cabinetry, granite countertops and stainless steel appliances are complemented by generous prep and storage space. A large window fills the adjoining nook with natural light, while a built-in storage bench adds both charm and function. New light fixtures add a fresh finishing touch throughout the main level. Upstairs are three bedrooms and two full baths, including a spacious primary suite with a walk-in closet and private bath featuring a double sink vanity, soaking tub, and separate shower. Hardwood flooring continues throughout the bedroom level, and having the laundry room just steps from the bedrooms makes everyday routines that much easier. The finished lower level adds nearly 800 square feet of versatile living space. Gather around the gas fireplace in the recreation room for movie nights or cozy evenings at home, while a separate den offers the perfect spot for a home office, workout space, hobby room, or whatever fits your lifestyle. A third full bath completes the level. Outside, the fenced backyard extends the living space with beautiful landscaping and a paver patio ready for summer dinners, morning coffee, or quiet evenings outdoors. Beyond the yard, a detached two-car garage with convenient alley access provides plenty of parking and storage. Here, so much of what makes Urbana special is right outside your door. Open green space is directly across the street, Urbana District Park is a short walk, and restaurants, shops, the Urbana Regional Library, trails, and community amenities are also close to home. Spend summer afternoons at one of three community pools, including the waterpark with its lazy river and slides, meet friends on the tennis courts, or head out for an evening walk along miles of interconnected trails. Fresh, bright, and full of character, 3638 Islington Street offers the space and flexibility to live the way you want, in a location that makes it easy to enjoy it all.

Highlights

Listed by Emily Grimshaw , 3014715372 and Brooke C Faulkner , 2404237873 Compass , 2404519662. Bright MLS

Property Type

Townhome

Lot/Acreage
0.06

HOA Fee

163 Monthly

Year Built

2003

County

Frederick

Neighborhood

Villages Of Urbana

School District

Frederick County Public Schools

Listing ID

MDFR2089536

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Oven/Range - Gas, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:Gas/Propane,1 Fireplace
Floor:Hardwood,Carpet
Above Ground Sq Ft:1608
Below Ground Sq Ft:780
Basement:Connecting Stairway,Fully Finished,Heated,Interior Access,Full,Windows
Other:
  • ▪ Additional:Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Chair Railings, Combination Kitchen/Dining, Crown Moldings, Dining Area, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Pantry, Primary Bath(s), Recessed Lighting, Sprinkler System, Walk-in Closet(s), Wood Floors, Formal/Separate Dining Room
Water:Public

Exterior Features

Lot:Rear Yard,SideYard(s),Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:PUD
Others:
  • ▪ Additional:Basketball Courts, Bike Trail, Club House, Common Grounds, Fitness Center, Jog/Walk Path, Picnic Area, Pool - Outdoor, Tennis Courts, Tot Lots/Playground, Pickleball Courts, Common Area Maintenance, Pool(s), Snow Removal, Trash, Lawn Care Front
Sewer:Public Sewer
Parking Features:Garage - Rear Entry,Garage Door Opener,Detached Garage,On Street,2+ Spaces,1+ Spaces
Principal Interest
$3,294
Taxes
$506
HOA
$163

Home Price

$599,900

Loan Details

30 yrs
7.312%

Down Payment

20%
$119,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,294.11

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,294.11 $505.58 $163.00 $3,962.69
Yearly $39,529.28 $6,067.00 $1,956.00 $47,552.28
Total $1,185,878.40 $182,010.00 $58,680.00 $1,426,568.40
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Frederick, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-14T13:14:08.000Z

© 2026 Bright MLS