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sales rep | Brivity IDX

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9405 Penrose St , Frederick, MD 21704
$590,000
Est. Payment: $3,239.74/mo
4 Bed
3 Bath
2748 Sqft
0.06 Acres
Status: active | Days on site: 59
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REFC2 - 3100312
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House Description

This spacious 4-bedroom townhome in the Villages of Urbana offers nearly 2,750 square feet of finished living space across three levels. The open main level features a generous kitchen with granite countertops, a center island, and ample dining space, flowing seamlessly into the inviting living area with a cozy gas fireplace. Step outside to the large composite deck, perfect for relaxing or entertaining. Upstairs, the spacious primary suite offers a private retreat with dual vanities, a soaking tub, and separate shower. The finished lower level adds valuable flexible living space and opens directly to the fenced backyard. A detached two-car garage provides parking and storage while allowing the lower level to be fully dedicated to living space. Enjoy the space, flexibility, and amenities of the Villages of Urbana, with everything this sought-after community has to offer! Photos for this listing have been virtually staged.

Highlights

Listed by Cheryl A Holder , 3014105892 Redfin Corp , 3016586186. Bright MLS

Property Type

Townhome

Lot/Acreage
0.06

HOA Fee

159 Monthly

Year Built

2005

County

Frederick

Neighborhood

Villages Of Urbana

School District

Frederick County Public Schools

Listing ID

MDFR2088328

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:2748
Basement:Fully Finished
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R
Others:
  • ▪ Additional:Common Grounds, Jog/Walk Path, Pool - Outdoor, Trash, Snow Removal, Pool(s), Common Area Maintenance
Sewer:Public Sewer
Parking Features:Garage - Rear Entry,Detached Garage,2+ Spaces,1+ Spaces
Principal Interest
$3,240
Taxes
$510
HOA
$159

Home Price

$590,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$118,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,239.74

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,239.74 $509.92 $159.00 $3,908.66
Yearly $38,876.94 $6,119.00 $1,908.00 $46,903.94
Total $1,166,308.14 $183,570.00 $57,240.00 $1,407,118.14
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Frederick, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T13:14:08.000Z

© 2026 Bright MLS