Agent profile image in chat bubble
Agent profile image in chat header

IDX Support

sales rep | Brivity IDX

Agent profile image in message

16201 Harwood Dr SW , Frostburg, MD 21532
$475,000
Est. Payment: $2,608.27/mo
4 Bed
6 Bath
4936 Sqft
1.03 Acres
Status: active | Days on site: 2
Get Pre-Qualified
RLR1 - 3081633
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Exceptional Space, Single-Level Living & Your Own Private Indoor Pool! Discover this impressive 4-bedroom ranch in the desirable Harwood Subdivision, offering an incredible combination of space, character, and potential—all with no city taxes! Recent upgrades include a new roof, HVAC system, and much more! Designed for comfortable living and entertaining, this expansive home features all four bedrooms on the main level, including three with private en-suite bathrooms. Beautiful wood beams, rich oak and cherry accents, custom built-ins, and striking fieldstone fireplaces create a warm, inviting atmosphere throughout. The spacious kitchen offers abundant cabinetry, generous counter space, and a two-tier island with seating, while the primary suite features a walk-in closet and relaxing garden tub. A truly standout feature is the private indoor swimming pool, housed in a spacious solarium complete with a dedicated full bathroom and changing area for year-round enjoyment! The expansive lower level offers endless possibilities for additional living space, a home theater, fitness room, office, or guest accommodations. An attached two-car garage provides additional storage, workspace, and a built-in automotive service pit. Located within the Mountain Ridge School District, this unique property offers an exceptional opportunity to create your dream home. With generous living spaces, convenient one-level living, and amenities rarely found together, the possibilities here are truly exciting!

Highlights

Listed by Nina A Beitzel , 7242728454 Railey Realty, Inc. , 3013872000. Bright MLS

Property Type

Residential

Lot/Acreage
1.03

Year Built

1992

County

Allegany

Area

Frostburg - Allegany County (MDAL8)

Neighborhood

The Summit Of Harwood 

School District

Allegany County Public Schools

Listing ID

MDAL2016362

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:2
Above Ground Sq Ft:3136
Below Ground Sq Ft:1800
Basement:Connecting Stairway,Heated,Improved,Interior Access
Other:
  • ▪ Main Floor Bedrooms:4
  • ▪ Additional:Floor Plan - Traditional, Kitchen - Island, Primary Bath(s), Attic/House Fan, Built-Ins, Central Vacuum, Dining Area, Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Walk-in Closet(s), Water Treat System, Chair Railings, Ceiling Fan(s), Carpet, No Pet Restrictions, Pets Allowed
Water:Well

Exterior Features

Lot:Backs to Trees,Front Yard,Rear Yard,SideYard(s),Trees/Wooded,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:RESIDENTIAL
Roof:Shingle
Others:
  • ▪ Additional:Good
Sewer:Septic Exists
Parking Features:Asphalt Driveway,Garage - Side Entry,Driveway,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$2,608
Taxes
$263

Home Price

$475,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,608.27

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,608.27 $263.17 $0.00 $2,871.44
Yearly $31,299.23 $3,158.00 $0.00 $34,457.23
Total $938,976.89 $94,740.00 $0.00 $1,033,716.89
Lender profile image
Chico Gordy
Test
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Nov 2026

Average Price

All Price Ranges
N/A
Nov 2026

Average Days on Market

All Price Ranges
N/A
Nov 2026
Market insight data is pulled from the same city as the listing being viewed (Frostburg, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T13:14:08.000Z

© 2026 Bright MLS