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109 Swarthmore Ave , Gaithersburg, MD 20877
$535,000
Est. Payment: $2,847.49/mo
3 Bed
4 Bath
1836 Sqft
0.05 Acres
Status: closed | Days on site: 29
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RRC2 - 3504,3312180,3274191,3365783
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House Description

Looking for some special financing options? This seller can help. Don't hesitate to ask about it. Beautifully updated 3-bedroom townhome with a finished lower level, private outdoor space, and an unbeatable location! Hardwood floors grace the main level, featuring a welcoming foyer, spacious living room with crown molding, elegant dining room with chair rail and crown molding, and an updated kitchen with stainless steel appliances, gas cooking, French-door refrigerator, and new lighting. Upstairs, all three bedrooms feature ceiling fans. The spacious primary suite boasts a huge closet with a custom Elfa organizer and a beautifully remodeled bath with double vanity and custom-tiled shower. The updated hall bath features custom tile and a tiled tub/shower surround. The finished lower level offers a recreation room, wet bar ready to become a kitchenette, full bath, recessed lighting, and full egress windows providing wonderful natural light—ideal for a 4th bedroom, guest suite, office, or private living space. Wood-burning fireplace conveys as-is; seller has never used it. Enjoy the beautiful Trex deck overlooking common ground with NO house directly behind you! New 8-foot board-on-board privacy fence with gate. One-car garage, full-size laundry, utility sink, and additional driveway parking. Walk to shopping, restaurants, Aldi, Urgent Care, Wingstop, and Honey Baked Ham. Shady Grove Metro is less than a mile away! Don’t miss this wonderful combination of updates, privacy, flexible living space, and convenience! 2023 New roof, 2026- New fence, 2025- duct and dryer vent cleaning, 2022 New Trex Deck, 2023 New pavers front and back, 2018-New facia, gutters and soffit

Highlights

Listed by Maria C Kolick , 3015295025 and Camille Elizabeth Dixon , 3013858959 RE/MAX Realty Centre, Inc. , 3015913920. Bright MLS

Property Type

Townhome

Lot/Acreage
0.05

HOA Fee

68 Monthly

Year Built

1993

County

Montgomery

Neighborhood

Gateway Commons

School District

Montgomery County Public Schools

Listing ID

MDMC2252178

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Microwave, Oven - Self Cleaning, Oven/Range - Gas, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:Wood,1 Fireplace
Floor:Hardwood,Carpet,Laminated
Above Ground Sq Ft:1536
Below Ground Sq Ft:300
Basement:Connecting Stairway,Full,Fully Finished,Heated,Sump Pump
Other:
  • ▪ Additional:Breakfast Area, Crown Moldings, Dining Area, Floor Plan - Traditional, Kitchen - Country, Kitchen - Island, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Wet/Dry Bar, Window Treatments
Water:Public

Exterior Features

Lot:Backs - Open Common Area,Backs to Trees,Not New Construction,Horse Property: No,In City Limits
Garage Capacity:2
Zoning:RPT
Roof:Composite
Others:
  • ▪ Additional:Sidewalks, Street Lights, Excellent, Tennis Courts, Tot Lots/Playground, Common Grounds, Common Area Maintenance, Management, Snow Removal, Trash
Sewer:Public Sewer
Parking Features:Concrete Driveway,Garage Door Opener,Attached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$2,847
Taxes
$451
HOA
$68

Home Price

$535,000

Loan Details

30 yrs
7%

Down Payment

20%
$107,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,847.49

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,847.49 $451.25 $68.00 $3,366.74
Yearly $34,169.94 $5,415.00 $816.00 $40,400.94
Total $1,025,098.08 $162,450.00 $24,480.00 $1,212,028.08
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Gaithersburg, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS