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4 Cedar Ave , Gaithersburg, MD 20877
$674,900
Est. Payment: $3,592.10/mo
4 Bed
3 Bath
2671 Sqft
0.29 Acres
Status: active | Days on site: 65
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MCE1 - 3388582
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House Description

2.875% INTEREST RATE ASSUMABLE VA LOAN! Welcome to 4 Cedar Avenue, an expanded and beautifully updated Cape Cod offering over 2,600 finished square feet, a flexible four-bedroom layout, and an exceptional 0.29-acre lot in the heart of Gaithersburg. Thoughtfully expanded for modern living, the home features a bright, open floor plan where the eat-in kitchen flows seamlessly into a spacious family room addition, creating the perfect setting for everyday living and entertaining. Hardwood floors add warmth and character throughout the living room, dining room, and upper level. A main-level bedroom and full bath offer wonderful flexibility for guests, a home office, or multigenerational living. Upstairs, you'll find two generously sized bedrooms, including a spacious primary bedroom with a large walk-in closet, along with a beautifully renovated full bath featuring designer tile, a double vanity, and glass-enclosed shower. The finished walkout lower level provides even more living space with a recreation room, additional game or entertaining area, fourth bedroom or office, updated full bath, and ample storage. Outside, the flat, fully fenced 0.29-acre lot is a standout, offering plenty of room to play, garden, entertain, or simply enjoy the outdoors. A renovated deck, garden beds, private driveway, and EV charger complete the property. The home has benefited from extensive capital improvements, including a new roof (2020), replacement windows (2018) plus a new dining room bay window (2022), upgraded electrical panel (2019), primary HVAC system (2017), new upstairs zoned HVAC system (2023), renovated upper-level bath (2019), renovated lower-level bath (2021), renovated deck (2023), EV charger (2023), and solar panels (2023). Kitchen updates include a refrigerator (2022), dishwasher (2024), microwave (2020), and new oven and range (2026). The solar energy system offers an additional opportunity for long-term energy savings while generating SREC income. All of this just minutes from Old Towne Gaithersburg, MARC Train service, parks and trails, restaurants, shopping, grocery stores, and the Gaithersburg Aquatic Center. A rare combination of space, flexibility, thoughtful updates, and outdoor living in an incredibly convenient location.

Highlights

Listed by Christina Berkowitz , 2023608258 Corcoran McEnearney , 7035499292. Bright MLS

Property Type

Residential

Lot/Acreage
0.29

Year Built

1954

County

Montgomery

Neighborhood

Observatory Heights

School District

Montgomery County Public Schools

Listing ID

MDMC2251632

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Air Cond:Central A/C
Fireplaces:1 Fireplace
Floor:Hardwood
Above Ground Sq Ft:2021
Below Ground Sq Ft:650
Basement:Walkout Stairs,Fully Finished,Windows,Daylight,Partial,Connecting Stairway
Other:
  • ▪ Main Floor Bedrooms:4
  • ▪ Additional:Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Floor Plan - Open, Family Room Off Kitchen, Kitchen - Eat-In, Laundry Chute, Recessed Lighting, Walk-in Closet(s), Wood Floors, Window Treatments, Stove - Wood, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Garage Capacity:4
Zoning:R90
Roof:Architectural Shingle
Others:
  • ▪ Additional:Exterior Lighting, Play Equipment, Excellent
Sewer:Public Sewer
Parking Features:Driveway,Off Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces

Open House

Upcoming Open Houses
Sunday 12:00 pm - 2:00 pm Nov 15
Principal Interest
$3,592
Taxes
$647

Home Price

$674,900

Loan Details

30 yrs
7%

Down Payment

20%
$134,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,592.10

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,592.10 $646.58 $0.00 $4,238.68
Yearly $43,105.21 $7,759.00 $0.00 $50,864.21
Total $1,293,156.44 $232,770.00 $0.00 $1,525,926.44
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Gaithersburg, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS