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1297 Orchid Rd , Gambrills, MD 21054
$725,000
Est. Payment: $3,981.04/mo
3 Bed
5 Bath
2555 Sqft
0.6 Acres
Status: active | Days on site: 27
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PRRL1 - 110770
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House Description

HUGE BONUS: ASSUMABLE VA LOAN AT 2.25%! Qualified buyers may assume the seller's existing VA mortgage at a rate that's nearly impossible to find today, subject to lender approval. See the attached Assumable VA Loan Information sheet for details. Welcome to 1297 Orchid Road in Gambrills! Built just six years ago, this end-unit townhome spreads across four finished levels with 3 bedrooms, 2 full baths, 3 half baths, and a rooftop deck. The main level is designed for everyday living and entertaining, with a kitchen anchored by a large island, plus a living room and a dining room. Upstairs, the first upper level holds all three bedrooms, two full baths, and the laundry. The fourth level is a finished living space with its own half bath that opens to the rooftop deck, a great place to relax or entertain. The finished walkout lower level is a versatile bonus space for whatever your lifestyle needs. Outside, the fenced yard is ready for play, pets, or gardening, and a sprinkler system keeps the lawn looking its best. An attached 2-car garage provides secure parking and storage, and guest parking is available across the street. Community amenities include a tot lot and a dog park. Gambrills puts you near Fort Meade, Annapolis, the Naval Academy, DC, and Waugh Chapel shopping and dining, with easy access to major commuter routes. Newer construction, a rooftop deck, and a 2.25% assumable loan make this one to see. Schedule your showing today!

Highlights

Listed by Karen R Rinier , 4104938043 Providence Realty , 4107872888. Bright MLS

Property Type

Townhome

Lot/Acreage
0.6

HOA Fee

111.5 Monthly

Year Built

2020

County

Anne Arundel

Neighborhood

Summerfield Village

School District

Anne Arundel County Public Schools

Listing ID

MDAA2158980

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:3
Appliances:Built-In Microwave, Built-In Range, Dishwasher, Disposal, Dryer, Exhaust Fan, Stainless Steel Appliances, Oven - Wall, Refrigerator, Icemaker, Washer
Air Cond:Central A/C
Fireplaces:
Floor:Carpet,Laminate Plank,Ceramic Tile
Above Ground Sq Ft:1939
Below Ground Sq Ft:616
Basement:Connecting Stairway,Walkout Level,Fully Finished
Other:
  • ▪ Additional:Combination Dining/Living, Floor Plan - Open, Pantry, Bathroom - Stall Shower, Carpet, Dining Area, Crown Moldings, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Window Treatments, Wood Floors
Water:Public

Exterior Features

Lot:Backs to Trees,Not New Construction,Horse Property: No
Garage Capacity:4
Zoning:RESIDENTIAL
Roof:Architectural Shingle
Others:
  • ▪ Additional:Roof Deck, Sidewalks, Underground Lawn Sprinkler, Street Lights, Exterior Lighting, Excellent, Common Grounds, Community Center, Jog/Walk Path, Tot Lots/Playground, Common Area Maintenance, Management, Reserve Funds
Sewer:Public Sewer
Parking Features:Paved Driveway,Garage - Front Entry,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,981
Taxes
$550
HOA
$112

Home Price

$725,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$145,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,981.04

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,981.04 $550.33 $111.50 $4,642.88
Yearly $47,772.51 $6,604.00 $1,338.00 $55,714.51
Total $1,433,175.26 $198,120.00 $40,140.00 $1,671,435.26
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Gambrills, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS