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19608 Galway Bay Cir Unit 303 , Germantown, MD 20874
$289,000
Est. Payment: $1,586.93/mo
2 Bed
2 Bath
984 Sqft
Status: active | Days on site: 93
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YWRL1 - 3296755
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House Description

Take advantage of the seller’s 1% closing credit to buy down your interest rate and lower your monthly mortgage payment. With a brand-new HVAC, new water heater, and new windows, this home is completely turnkey—just bring your things and move right in! **Mortgage Rate Buydown Credit: Seller offering up to a 1% credit toward discount points or closing costs to lower your monthly interest rate (with acceptable offer, subject to lender guidelines).** This 2-bedroom, 2-bathroom condo features an open layout with abundant natural light and wooded views from every window. The balcony offers a distinctively private feel, surrounded by lush greenery. The interior includes high ceilings, crown molding, neutral paint, and new luxury vinyl plank flooring throughout, with zero carpet in the home. Walk-in closets feature custom organizers designed to fully utilize the vertical space. The kitchen is equipped with a gas range, and for added convenience, a full-size washer and dryer are located just off the kitchen. Major updates include a recently replaced HVAC system and hot water heater, as well as brand new and energy-efficient windows throughout. A separate, dedicated storage unit is also included, along with two assigned parking spaces (#278 and #283). Community includes pool, GYM, playground and lots of walking trails. Improvements include: Windows - replaced Apr 2024, Furnace - replaced Apr 2025, Water heater - replaced Dec 2025. This property provides a low-maintenance living arrangement with no outdoor upkeep required. Conveniently located near shops, restaurants, and I-270.

Highlights

Listed by Timna Rachel Blech-Hermoni , 3013121014 Your Way Realty LLC , 2402588662. Bright MLS

Property Type

Condo

HOA Fee

232.5 Monthly

Year Built

2006

County

Montgomery

Neighborhood

Ashmore At Germanown Community

School District

Montgomery County Public Schools

Listing ID

MDMC2248366

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Built-In Microwave, Dishwasher, Disposal, Oven/Range - Gas, Refrigerator, Washer, Water Heater, Stove
Air Cond:Central A/C,Ceiling Fan(s)
Fireplaces:
Floor:Engineered Wood,Ceramic Tile
Above Ground Sq Ft:984
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Bathroom - Soaking Tub, Bathroom - Tub Shower, Breakfast Area, Built-Ins, Combination Dining/Living, Combination Kitchen/Dining, Dining Area, Family Room Off Kitchen, Flat, Primary Bath(s), Sprinkler System, Walk-in Closet(s), Wood Floors, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:RMX
Roof:Asphalt,Shingle
Others:
  • ▪ Additional:Very Good, Pool - Outdoor, Jog/Walk Path, Bike Trail, Club House, Common Grounds, Community Center, Exercise Room, Fitness Center, Game Room, Hot tub, Party Room, Swimming Pool, Common Area Maintenance, Lawn Maintenance, Management, Parking Fee, Pool(s), Recreation Facility, Trash, Snow Removal, Reserve Funds, Road Maintenance, Pest Control, Insurance, Health Club, Ext Bldg Maint, Custodial Services Maintenance, Lawn Care Front, Lawn Care Rear, Lawn Care Side
Sewer:Public Sewer
Parking Features:Parking Space Conveys,Paved Parking,Parking Lot,2+ Spaces,1+ Spaces
Principal Interest
$1,587
Taxes
$235
HOA
$233

Home Price

$289,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$57,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,586.93

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,586.93 $234.75 $232.50 $2,054.18
Yearly $19,043.11 $2,817.00 $2,790.00 $24,650.11
Total $571,293.31 $84,510.00 $83,700.00 $739,503.31
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Germantown, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T03:13:49.000Z

© 2026 Bright MLS