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20043 Placid Lake Terrace , Germantown, MD 20874
$499,900
Est. Payment: $2,745.00/mo
3 Bed
4 Bath
1840 Sqft
0.03 Acres
Status: active | Days on site: 8
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WEI26 - 3512
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House Description

A Nature Lover's Paradise! Nestled on a picturesque peninsula surrounded by a beautiful regional park and scenic lake, this spacious 3-finished-level townhome with 3 bedrooms, 2 full and 2 half baths offers a rare combination of natural beauty, comfortable living, and commuter convenience. Imagine coming home to a peaceful retreat surrounded by towering trees, abundant wildlife, and miles of scenic walking and biking trails. Enjoy sightings of majestic bald eagles, waterfowl, and other wildlife, all against a breathtaking backdrop of seasonal colors. From the brilliant foliage of autumn to the tranquil lake views of fall and winter, nature provides an ever-changing masterpiece right outside your door! Inside, you'll find a spacious, open floor plan featuring gorgeous Brazilian cherry hardwood floors on the main level, elegant crown and chair rail molding, and thoughtful upgrades throughout. The beautifully appointed kitchen features granite countertops, stainless steel appliances, and 42-inch raised-panel cherry cabinets, offering both style and functionality. The inviting living and dining areas provide wonderful spaces for everyday living and entertaining. Step outside onto the custom deck, where you can relax, unwind, and enjoy the beauty of the surrounding landscape. Upstairs, you'll find three comfortable bedrooms with brand-new carpeting, custom ceiling fans, and attractive vaulted ceilings. The finished walkout lower level offers additional living space with a cozy fireplace, perfect for a recreation room, home office, or relaxing retreat. Enjoy the added benefits of a community with two swimming pools included in the HOA amenities. Commuters will appreciate the nearby MARC commuter train offering service to Washington, D.C., with free station parking, convenient public bus service, and easy access to major commuter routes, including I-270. A truly special setting where the beauty of nature meets the convenience of everyday living. Enjoy the changing seasons, peaceful surroundings, and wonderful lifestyle this exceptional townhome has to offer. Welcome home to 20043 Placid Lake Terrace!

Highlights

Listed by Jack A Kort , 3019287653 Weichert, REALTORS , 3015401330. Bright MLS

Property Type

Townhome

Lot/Acreage
0.03

HOA Fee

115 Monthly

Year Built

1989

County

Montgomery

Neighborhood

Churchill Town Sector

School District

Montgomery County Public Schools

Listing ID

MDMC2261332

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Oven/Range - Gas, Range Hood, Refrigerator, Stove, Washer
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:Wood,1 Fireplace
Floor:Hardwood,Carpet,Ceramic Tile
Above Ground Sq Ft:1440
Below Ground Sq Ft:400
Basement:Walkout Level,Daylight,Full
Other:
  • ▪ Additional:Dining Area, Kitchen - Eat-In, Floor Plan - Open, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Backs - Parkland,Backs to Trees,Not New Construction,Horse Property: No,Waterfront,In City Limits
Zoning:R
Roof:Asphalt
Others:
  • ▪ Additional:Good, Tennis Courts, Tot Lots/Playground, Management, Pool(s), Snow Removal, Trash, Common Area Maintenance, Reserve Funds
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$2,745
Taxes
$450
HOA
$115

Home Price

$499,900

Loan Details

30 yrs
7.312%

Down Payment

20%
$99,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,745.00

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,745.00 $449.83 $115.00 $3,309.83
Yearly $32,939.97 $5,398.00 $1,380.00 $39,717.97
Total $988,199.05 $161,940.00 $41,400.00 $1,191,539.05
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Germantown, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS