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12146 Flag Harbor Dr , Germantown, MD 20874
$420,000
Est. Payment: $2,306.26/mo
3 Bed
4 Bath
1154 Sqft
0.04 Acres
Status: active | Days on site: 9
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SAMP29 - 50755
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House Description

Nestled in the charming Gunners Lake Village, this delightful end-of-row townhouse offers a perfect blend of comfort and style. Built in 1988, this Colonial-style home boasts a well-maintained exterior with inviting vinyl siding and beautiful stone retaining walls that enhance its curb appeal. Step inside to discover a warm and welcoming interior featuring hardwood & composite floors. The kitchen is designed for both functionality and comfort, featuring a breakfast bar ideal for casual meals or morning coffee. With three generous bedrooms and three full bathrooms, including a convenient half bath, this home accommodates both privacy and convenience. The fully finished basement with a walkout entrance offers additional living space, perfect for a home office, playroom, or guest suite. Enjoy the outdoors on your private patio or relax on the porch, while the community pool provides a refreshing escape during warm summer days. Additional features include assigned off-street parking, modern appliances such as a built-in microwave, dishwasher, and washer/dryer, ensuring a seamless living experience. This home is not just a property; it's a place to create lasting memories. Don't miss the opportunity to make it yours! Recently painted inside and out. Will be professionally cleaned 10/23. New w/d to be added.

Highlights

Listed by Mary Beth Lewandowski , 3017757155 Samson Properties , 3018828710. Bright MLS

Property Type

Townhome

Lot/Acreage
0.04

HOA Fee

105 Monthly

Year Built

1988

County

Montgomery

Neighborhood

Gunners Lake Village

School District

Montgomery County Public Schools

Listing ID

MDMC2259240

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Dryer - Electric, Oven/Range - Electric, Refrigerator, Washer, Water Heater
Air Cond:Central A/C,Ceiling Fan(s)
Fireplaces:Wood,1 Fireplace
Floor:Hardwood,Partially Carpeted
Above Ground Sq Ft:1154
Basement:Fully Finished,Rear Entrance,Walkout Level
Other:
  • ▪ Additional:Combination Dining/Living, Kitchen - Table Space, Bathroom - Tub Shower, Breakfast Area, Carpet, Ceiling Fan(s), Pantry, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:1
Zoning:PD9
Others:
  • ▪ Additional:Stone Retaining Walls, Excellent
Sewer:Public Sewer
Parking Features:Assigned,Off Street,1+ Spaces
Principal Interest
$2,306
Taxes
$386
HOA
$105

Home Price

$420,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$84,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,306.26

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,306.26 $386.00 $105.00 $2,797.26
Yearly $27,675.11 $4,632.00 $1,260.00 $33,567.11
Total $830,253.25 $138,960.00 $37,800.00 $1,007,013.25
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Germantown, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS