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12125 Stoney Bottom Rd , Germantown, MD 20874
$550,000
Est. Payment: $2,927.33/mo
4 Bed
4 Bath
1604 Sqft
0.14 Acres
Status: active | Days on site: 49
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KWR8 - 3307135
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House Description

SAVE APPROXIMATELY $328.00/MONTH ON YOUR MORTGAGE FOR THE FIRST YEAR! Take advantage of an exclusive 1% temporary interest rate buydown, paid for by EmpowerHome Mortgage! That’s approximately $3,936.03 in first-year savings! No cost to the buyer or seller for the buydown. PLUS, ask about our complimentary refinance opportunity! Available to qualified buyers financing through EmpowerHome Mortgage, LLC NMLS# 2018277. Terms and conditions apply. Buyers are free to use any lender. The best homes make everyday life feel easier, and this one delivers with flexible living space, a fenced yard, nearby recreation, and convenient connections throughout Germantown. The kitchen offers generous counter space and cabinetry for cooking, storage, and gathering. An attached garage makes parking, groceries, and extra storage more convenient, while the basement provides valuable additional space for recreation, hobbies, exercise, storage, or whatever fits your lifestyle. Step outside to a fenced yard ready for relaxing, gardening, entertaining, or simply enjoying your own outdoor space. Waring Station Local Park is right on Stoney Bottom Road, and nearby South Germantown Recreational Park offers trails, athletic facilities, picnic areas, and more. Germantown Town Center, Germantown Library, BlackRock Center for the Arts, Milestone Center, shopping, dining, and everyday services are all within the broader Germantown area, giving you plenty of options close to home. When it is time to go farther, I-270 provides access throughout the region. Germantown MARC Station and local Ride On service add transportation options for getting around. With flexible space inside, outdoor space of your own, recreation nearby, and shopping, dining, and commuter routes within reach, this home offers a location designed for both everyday convenience and time well spent. Photos may be virtually staged

Highlights

Listed by Brittany Freeman , 3015071738 Keller Williams Realty , 7036791700. Bright MLS

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

17 Monthly

Year Built

1987

County

Montgomery

Neighborhood

Gunners View

School District

Montgomery County Public Schools

Listing ID

MDMC2255726

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Air Cond:Heat Pump(s)
Fireplaces:1 Fireplace
Above Ground Sq Ft:1604
Basement:Fully Finished
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:1
Zoning:R60
Sewer:Public Sewer
Parking Features:Garage - Front Entry,Attached Garage,1+ Spaces
Principal Interest
$2,927
Taxes
$420
HOA
$17

Home Price

$550,000

Loan Details

30 yrs
7%

Down Payment

20%
$110,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,927.33

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,927.33 $419.50 $17.00 $3,363.83
Yearly $35,127.97 $5,034.00 $204.00 $40,365.97
Total $1,053,839.15 $151,020.00 $6,120.00 $1,210,979.15
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Germantown, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS