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21103 Silver Birch Ln , Germantown, MD 20876
$949,000
Est. Payment: $5,050.98/mo
4 Bed
5 Bath
4860 Sqft
0.16 Acres
Status: active | Days on site: 23
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FRX4 - 3294732
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House Description

Welcome to this spacious 4-bedroom, 4.5-bath Colonial in Seneca Crossing, offering over 4,860 finished square feet across three levels. The main level features a dramatic two-story foyer, Brazilian hardwood flooring, formal living and dining rooms, a private study/home office, and a spacious family room with a fireplace. The kitchen offers generous cabinet and counter space, a breakfast area, a high-end gas cooktop, and a 48-inch refrigerator, with convenient access to the rear deck. Upstairs, the primary suite includes a sitting area and private bath, while three additional bedrooms provide plenty of space and flexibility. The finished walkout lower level features a large recreation/game room, full bath, and additional flexible space for entertaining, fitness, guests, or a second home office. Notable improvements include approximately $40,000 in Brazilian hardwood flooring, an irrigation system, a newly finished garage floor, and a new roof installed in 2023. Additional features include a 2-car attached garage, natural gas heat and hot water, central A/C, and convenient access to shopping, dining, parks, and major commuter routes.Welcome to this spacious 4-bedroom, 4.5-bath Colonial in Seneca Crossing, offering over 4,400 finished square feet across three levels. The main level features a dramatic two-story foyer, Brazilian hardwood flooring, formal living and dining rooms, a private study/home office, and a spacious family room with fireplace. The kitchen offers generous cabinet and counter space, a breakfast area, a high-end gas cooktop, and a 48-inch refrigerator, with convenient access to the rear deck. Upstairs, the primary suite includes a sitting area and private bath, while three additional bedrooms provide plenty of space and flexibility. The finished walkout lower level features a large recreation/game room, full bath, and additional flexible space for entertaining, fitness, guests, or a second home office. Notable improvements include approximately $40,000 in Brazilian hardwood flooring, an irrigation system, and a new roof installed in 2023. Additional features include a 2-car attached garage, natural gas heat and hot water, central A/C, and convenient access to shopping, dining, parks, and major commuter routes.

Highlights

Listed by DONG HYOK YOO , 7039377217 Fairfax Realty , 7037662710. Bright MLS

Property Type

Residential

Lot/Acreage
0.16

HOA Fee

150 Quarterly

Year Built

2001

County

Montgomery

Neighborhood

Seneca Crossing

School District

Montgomery County Public Schools

Listing ID

MDMC2258732

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:3560
Below Ground Sq Ft:1300
Basement:Full,Connecting Stairway,Walkout Level
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R200
Sewer:Public Sewer
Parking Features:Garage - Front Entry,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$5,051
Taxes
$926
HOA
$150

Home Price

$949,000

Loan Details

30 yrs
7%

Down Payment

20%
$189,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,050.98

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,050.98 $926.00 $150.00 $6,126.98
Yearly $60,611.72 $11,112.00 $1,800.00 $73,523.72
Total $1,818,351.56 $333,360.00 $54,000.00 $2,205,711.56
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Germantown, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS