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sales rep | Brivity IDX

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11 Charlotte St , Hagerstown, MD 21740
$399,000
Est. Payment: $2,190.95/mo
4 Bed
3 Bath
1680 Sqft
0.21 Acres
Status: active | Days on site: 78
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LPT7 - 3312795
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House Description

Offering 4 bedrooms, 2.5 bathrooms, and over 1,600 square feet of above-grade living space, this thoughtfully designed home features an open-concept layout that seamlessly connects the kitchen, dining area, and spacious family room—creating the perfect setting for both everyday living and entertaining. The kitchen is equipped with stainless steel appliances, a center island, and ample cabinet and countertop space, making it both stylish and practical. Luxury vinyl plank flooring extends throughout the main level, adding durability and contemporary appeal. Upstairs, you'll find four comfortable bedrooms, including a spacious primary suite with an en-suite bath, along with additional bedrooms that offer flexibility for family, guests, or a home office. The unfinished basement provides an exceptional opportunity to expand your living space with a full bathroom rough-in and an egress window already in place, making it ideal for a future recreation room, guest suite, fifth bedroom, home gym, or media room. Situated on a 0.21-acre homesite, the backyard backs to protected forest conservation, providing a peaceful backdrop and added privacy that is rarely found in newer communities. A two-car attached garage and convenient commuter access to I-70, I-81, shopping, dining, and everyday amenities complete the package. If you've been searching for a turnkey home that offers modern finishes, future expansion potential, and a private setting, 11 Charlotte Street is ready to welcome you home.

Highlights

Listed by Gregory Reed Jimenez , 3019918041 LPT Realty, LLC , 8773662213. Bright MLS

Property Type

Residential

Lot/Acreage
0.21

HOA Fee

40 Monthly

Year Built

2022

County

Washington

Neighborhood

Gaver Meadows

School District

Washington County Public Schools

Listing ID

MDWA2039296

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Disposal, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Dryer, Exhaust Fan
Air Cond:Central A/C,Ceiling Fan(s)
Fireplaces:
Floor:Luxury Vinyl Plank,Carpet
Above Ground Sq Ft:1680
Basement:Connecting Stairway,Daylight,Partial,Poured Concrete,Rough Bath Plumb,Unfinished,Space For Rooms,Windows
Other:
  • ▪ Additional:Bathroom - Tub Shower, Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Floor Plan - Open, Kitchen - Island, Primary Bath(s), Recessed Lighting, Walk-in Closet(s)
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:4
Zoning:RESIDENTIAL
Roof:Asphalt
Others:
  • ▪ Additional:Excellent
Sewer:Public Sewer,Grinder Pump
Parking Features:Asphalt Driveway,Garage Door Opener,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,191
Taxes
$358
HOA
$40

Home Price

$399,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,190.95

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,190.95 $358.00 $40.00 $2,588.95
Yearly $26,291.35 $4,296.00 $480.00 $31,067.35
Total $788,740.59 $128,880.00 $14,400.00 $932,020.59
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Hagerstown, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS