Agent profile image in chat bubble
Agent profile image in chat header

IDX Support

sales rep | Brivity IDX

Agent profile image in message

90 Charlotte St , Hagerstown, MD 21740
$405,000
Est. Payment: $2,223.89/mo
4 Bed
3 Bath
2240 Sqft
0.25 Acres
Status: pending | Days on site: 31
Get Pre-Qualified
EXBR1 - 121315
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Previously Approved Short Sale! Welcome to this contemporary Craftsman-style Colonial situated on a desirable corner lot in Gaver Meadows. Built less than four years ago, this spacious home offers approximately 2,240 sq. ft. of above-grade living space, featuring 4 bedrooms, 2½ baths, plus an additional 920 sq. ft. unfinished basement ready for future expansion. The main level features an open-concept floor plan with comfortable living and entertaining spaces, while the generously sized bedrooms provide plenty of room to unwind. The unfinished basement offers excellent potential for additional living space, a recreation room, home gym, office, or storage. Outside, enjoy a large backyard and attached deck, perfect for entertaining, relaxing, or creating your own outdoor retreat. Additional highlights include energy-efficient construction, a 2-car garage, and a low HOA fee. Conveniently located near shopping, dining, parks, schools, and major commuter routes, including I-70 and I-81. The property is in need of TLC and is being offered as a short sale, presenting an excellent opportunity for buyers looking to add their personal touches and potentially build sweat equity in a newer home.

Highlights

Listed by Donna A Heslop-Bryant , 3016742651 Bennett Realty Solutions , 3014595040. Bright MLS

Property Type

Residential

Lot/Acreage
0.25

HOA Fee

40 Monthly

Year Built

2023

County

Washington

Neighborhood

Gaver Meadows

School District

Washington County Public Schools

Listing ID

MDWA2040432

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Stainless Steel Appliances, Stove, Refrigerator, Dishwasher
Air Cond:Central A/C,Energy Star Cooling System
Fireplaces:
Floor:Luxury Vinyl Plank,Carpet,Ceramic Tile
Above Ground Sq Ft:2240
Basement:Connecting Stairway
Other:
  • ▪ Main Floor Bedrooms:4
  • ▪ Additional:Family Room Off Kitchen, Floor Plan - Open, Kitchen - Island, Dining Area, Pantry, Recessed Lighting, Dogs OK, Cats OK, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Lot Dimensions:0.00 x 0.00
Garage Capacity:2
Zoning:TR
Roof:Shingle
Others:
  • ▪ Additional:Exterior Lighting, Very Good
Sewer:Public Septic
Parking Features:Garage Door Opener,Inside Access,Attached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$2,224
Taxes
$455
HOA
$40

Home Price

$405,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$81,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,223.89

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,223.89 $454.92 $40.00 $2,718.81
Yearly $26,686.71 $5,459.00 $480.00 $32,625.71
Total $800,601.35 $163,770.00 $14,400.00 $978,771.35
Lender profile image
Chico Gordy
Test
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Nov 2026

Average Price

All Price Ranges
N/A
Nov 2026

Average Days on Market

All Price Ranges
N/A
Nov 2026
Market insight data is pulled from the same city as the listing being viewed (Hagerstown, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T09:11:29.000Z

© 2026 Bright MLS