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12423 Gemstone Dr , Hagerstown, MD 21740
$430,000
Est. Payment: $2,288.64/mo
4 Bed
3 Bath
2457 Sqft
0.18 Acres
Status: active | Days on site: 87
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KWPY1 - 64764,3274551
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

Looking for a home with plenty of space and a layout that works for everyday living? This 4-bedroom, 3-full-bath home in Hagers Crossing offers an open floor plan, multiple living areas, a convenient main-level bedroom, and an attached 2-car garage! The main level connects the living room, dining area, and kitchen, with luxury vinyl plank flooring extending throughout the main living areas and hallways. A main-level bedroom and full bathroom provide added convenience for guests or a home office. Upstairs, a spacious loft offers a great spot for a second family room, playroom, or sitting area. The primary bedroom includes an attached full bathroom with a generously sized vanity and walk-in shower. Two additional carpeted bedrooms, another full bathroom, and a convenient upper-level laundry room complete the second floor. With a main-level bedroom and full bath, an upstairs loft, and plenty of room to spread out, this home has a lot to offer. Schedule your showing today!
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Highlights

Listed by Mary E Llewellyn , 3019925946 and Michelle Marie Travis , 7174049672 The KW Collective , 3017454450. Bright MLS

Property Type

Residential
Lot/Acreage
0.18

HOA Fee

67 Monthly

Year Built

2019

County

Washington

 Neighborhood

Hagers Crossing

 School District

Washington County Public Schools

Listing ID

MDWA2039228

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Floor:Luxury Vinyl Plank,Carpet
Above Ground Sq Ft:2457
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Floor Plan - Open, Upgraded Countertops, Ceiling Fan(s), Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Carpet, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Walk-in Closet(s)
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:4
Zoning:PUD
Sewer:Public Sewer
Parking Features:Concrete Driveway,Garage Door Opener,Inside Access,Garage - Front Entry,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,289
Taxes
$636
HOA
$67

Home Price

$430,000

Loan Details

30 yrs
7%

Down Payment

20%
$86,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,288.64

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,288.64 $635.67 $67.00 $2,991.31
Yearly $27,463.69 $7,628.00 $804.00 $35,895.69
Total $823,910.61 $228,840.00 $24,120.00 $1,076,870.61
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Hagerstown, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS