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1029 The Terrace , Hagerstown, MD 21740
$659,000
Est. Payment: $3,507.47/mo
4 Bed
5 Bath
3156 Sqft
0.71 Acres
Status: pending | Days on site: 3
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House Description

Nestled in the serene Oak Hill subdivision, this exquisite Colonial-style residence, built in 1943, seamlessly blends timeless elegance with modern comforts. Spanning over 3,156 square feet, this home offers a luxurious lifestyle characterized by its high-end features and thoughtful design. Step inside to discover a warm and inviting interior adorned with rich hardwood flooring that flows throughout the main living areas. The kitchen boasts an expansive island, complemented by built-in appliances including a dishwasher, microwave, and gas range, ensuring culinary excellence at your fingertips. The adjoining living area, with its cozy gas fireplace, creates a perfect ambiance for relaxation. This residence features four spacious bedrooms, including a primary suite that offers a private bath retreat, ensuring comfort and privacy. With three full bathrooms and two half baths, convenience is paramount for both residents and guests. The fully finished basement, complete with a connecting stairway and drainage system, provides additional living space, ideal for a home theater or recreational area. The exterior of the property is equally impressive, showcasing meticulously landscaped grounds on a generous 0.71-acre lot that backs to lush trees, providing a sense of seclusion and tranquility. Enjoy the outdoors from multiple vantage points, including a charming balcony, expansive patio, and inviting porch, all designed for relaxation and entertaining. The extensive hardscape and stone retaining walls enhance the outdoor aesthetic, while the outbuilding offers additional storage or workspace. Safety and security are prioritized with a monitored alarm system, smoke detectors, and energy-efficient windows that ensure peace of mind. The attached two-car garage, equipped with a garage door opener, provides convenience and easy access. With its picturesque garden views and proximity to local amenities, this home offers an exclusive lifestyle that balances luxury with comfort. Experience the perfect blend of classic charm and modern living in this remarkable Oak Hill residence, where every detail has been thoughtfully curated to create a true sanctuary. Roof new 2025

Highlights

Listed by Cathy J Wantz , 3019921213 Real Estate Today , 3017919046. Bright MLS

Property Type

Residential

Lot/Acreage
0.71

Year Built

1943

County

Washington

Neighborhood

Oak Hill

School District

Washington County Public Schools

Listing ID

MDWA2041074

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Icemaker, Microwave, Oven/Range - Electric, Refrigerator, Washer, Water Conditioner - Owned, Water Heater
Air Cond:Central A/C
Fireplaces:Gas/Propane,Mantel(s),Screen,3 Fireplaces
Floor:Hardwood
Above Ground Sq Ft:3156
Basement:Connecting Stairway,Drainage System,Fully Finished
Other:
  • ▪ Additional:Combination Kitchen/Dining, Combination Kitchen/Living, Kitchen - Island, Dining Area, Built-Ins, Primary Bath(s), Floor Plan - Traditional
Water:Public

Exterior Features

Lot:Backs to Trees,Landscaping,Secluded,Not New Construction,Horse Property: No,In City Limits
Garage Capacity:2
Zoning:R1
Roof:Architectural Shingle
Others:
  • ▪ Additional:Sidewalks, Stone Retaining Walls, Street Lights, Outbuilding(s), Flood Lights, Extensive Hardscape, Very Good
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Paved Driveway,Garage Door Opener,Garage - Front Entry,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$3,507
Taxes
$444

Home Price

$659,000

Loan Details

30 yrs
7%

Down Payment

20%
$131,800
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Monthly Price:
$3,507.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,507.47 $444.12 $0.00 $3,951.59
Yearly $42,089.70 $5,329.39 $0.00 $47,419.09
Total $1,262,690.91 $159,881.70 $0.00 $1,422,572.61
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Hagerstown, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS