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200 Smarty Jones Terrace , Havre De Grace, MD 21078
$3,600
Est. Payment: $19.77/mo
3 Bed
3 Bath
2990 Sqft
0.16 Acres
Status: active | Days on site: 438
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HOMESALE041 - 107449
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House Description

Live every day like you’re on vacation in the prestigious, gated community of Bulle Rock! This stunning detached colonial blends timeless elegance with modern comfort, offering a lifestyle as exceptional as its surroundings. Step inside to find gleaming hardwood floors that flow throughout the main level, a gracious formal living room with soaring cathedral ceilings, and a private main-level office—ideal for remote work or quiet reading. The gourmet kitchen is a showpiece, featuring granite countertops, premium stainless steel appliances, and a sunlit breakfast area that opens to the inviting family room, where a warm fireplace sets the perfect tone for gatherings. The main-level primary suite is a serene retreat, complete with a spa-inspired bath boasting a deep soaking tub, and a separate walk-in shower —your personal oasis after a day of leisure. A second bedroom and full bath on the main level offer comfort and convenience for guests, while the upper level provides an additional bedroom, full bath and sitting area for privacy and flexibility. The spacious lower level offers abundant storage or the potential to create your own customized living space. A 2-car garage and extended driveway provide ample parking for residents and visitors alike. At Bulle Rock, you’re not just buying a home—you’re investing in a lifestyle. The world-class clubhouse serves as the vibrant centerpiece, featuring indoor and outdoor pools, tennis courts, a fully equipped fitness center, meeting rooms, and spaces for social gatherings. Miles of scenic walking and jogging trails wind through beautifully manicured grounds, while playgrounds and lush open spaces invite relaxation and recreation. With 24/7 gated security, exceptional amenities, and a true sense of community, every day here feels like a luxury getaway. Sorry, no pets allowed. MUST HAVE GOOD CREDIT AND INCOME TO BE CONSIDERED - NO EXCEPTIONS

Highlights

Listed by Christopher J Cooke , 4438022728 Berkshire Hathaway HomeServices Homesale Realty , 4108142400. Bright MLS

Property Type

Residential Lease

Lot/Acreage
0.16

HOA Fee

372 Monthly

Year Built

2006

County

Harford

Neighborhood

Bulle Rock

School District

Harford County Public Schools

Listing ID

MDHR2046390

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Dryer, Washer, Built-In Microwave, Disposal, Oven/Range - Gas, Refrigerator
Air Cond:Central A/C
Fireplaces:Mantel(s),Screen,1 Fireplace
Above Ground Sq Ft:2990
Basement:Unfinished
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Family Room Off Kitchen, Kitchen - Island, Kitchen - Eat-In, Primary Bath(s), Entry Level Bedroom, Floor Plan - Traditional, Carpet, Breakfast Area, Chair Railings, Combination Kitchen/Dining, Dining Area, Bathroom - Soaking Tub, Bathroom - Stall Shower, Wainscotting, Walk-in Closet(s), Wood Floors
Water:Public

Exterior Features

Lot:Corner,Landscaping,Not New Construction,Horse Property: No,In City Limits
Garage Capacity:2
Zoning:R
Others:
  • ▪ Additional:Bike Trail, Billiard Room, Common Grounds, Community Center, Exercise Room, Gated Community, Hot tub, Jog/Walk Path, Library, Meeting Room, Pool - Indoor, Pool - Outdoor, Sauna, Security, Tennis Courts, Tot Lots/Playground, Common Area Maintenance, Lawn Maintenance, Pool(s), Road Maintenance, Snow Removal, Trash, Security Gate
Sewer:Public Sewer
Parking Features:Garage - Front Entry,Off Street,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$20
Taxes
$2
HOA
$372

Home Price

$3,600

Loan Details

30 yrs
7.312%

Down Payment

20%
$720
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$19.77

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $19.77 $2.30 $372.00 $394.06
Yearly $237.22 $27.54 $4,464.00 $4,728.76
Total $7,116.46 $826.20 $133,920.00 $141,862.66
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Havre De Grace, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS