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520 Whimsical Dr , Havre De Grace, MD 21078
$624,900
Est. Payment: $3,325.98/mo
3 Bed
4 Bath
2653 Sqft
0.14 Acres
Status: active | Days on site: 1
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COMPS24 - 3357454,3032030
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House Description

Experience main-level living at its finest in this immaculate, 2026-built detached villa at 520 Whimsical Dr. Fully completed and move-in ready, this home offers the rare opportunity to secure brand-new construction without the builder wait or high price tag. The main level is thoughtfully laid out with two spacious bedrooms and two full baths, including a primary suite with dual walk-in closets and a renovated ensuite bath, plus a second bedroom featuring its own dedicated full bath. At the heart of the home, a gourmet kitchen built for hosting flows directly into a light-filled living room anchored by a warm gas fireplace. Downstairs, the finished basement provides a third bonus room and full bath, perfect for guests, or a home office setup. Premium features were built right into this unit, saving you thousands after closing: *Tankless Water Heater: Enjoy instant, continuous hot water and peak energy efficiency. *Kitchen Reverse Osmosis System: Pure, high-quality drinking water right from the tap. *Finished Basement: Extra living space paired with a private 3rd bonus room and full bath. *Gated Bulle Rock Amenities: Low-maintenance living with access to the community clubhouse, resort-style pools, fitness center, and walking trails. Why wait through months of construction when your turnkey 2026 dream home is ready today?

Highlights

Listed by Lydia Marie Young , 4437879461 and Benjamin D McGann , 4104044591 Compass , 4103059518. Bright MLS

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

381 Monthly

Year Built

2026

County

Harford

Neighborhood

Bulle Rock

School District

Harford County Public Schools

Listing ID

MDHR2061640

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Freezer, Icemaker, Microwave, Oven - Double, Stainless Steel Appliances, Stove, Washer, Water Heater - Tankless
Air Cond:Central A/C
Fireplaces:Gas/Propane,Mantel(s),1 Fireplace
Floor:Carpet,Ceramic Tile
Above Ground Sq Ft:1653
Below Ground Sq Ft:1000
Basement:Drainage System,Walkout Stairs,Fully Finished
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Bathroom - Walk-In Shower, Carpet, Combination Dining/Living, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Walk-in Closet(s), Window Treatments, Wood Floors, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Backs - Open Common Area,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R2
Others:
  • ▪ Additional:Sidewalks, Tennis Court(s), Street Lights, Excellent, Club House, Common Grounds, Community Center, Exercise Room, Fitness Center, Gated Community, Golf Course Membership Available, Jog/Walk Path, Pickleball Courts, Pool - Outdoor, Recreational Center, Swimming Pool, Tennis Courts, Common Area Maintenance, Lawn Maintenance, Pool(s), Recreation Facility, Reserve Funds, Road Maintenance, Security Gate, Snow Removal, Trash
Sewer:Public Sewer
Parking Features:Concrete Driveway,Covered Parking,Garage - Side Entry,Inside Access,Attached Garage,On Street,2+ Spaces,1+ Spaces
Principal Interest
$3,326
Taxes
$664
HOA
$381

Home Price

$624,900

Loan Details

30 yrs
7%

Down Payment

20%
$124,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,325.98

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,325.98 $664.42 $381.00 $4,371.40
Yearly $39,911.76 $7,973.00 $4,572.00 $52,456.76
Total $1,197,352.88 $239,190.00 $137,160.00 $1,573,702.88
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Havre De Grace, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS