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2100 Titan Terrace , Havre De Grace, MD 21078
$768,000
Est. Payment: $4,217.16/mo
4 Bed
5 Bath
4508 Sqft
0.74 Acres
Status: pending | Days on site: 51
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CCRL6 - 3009837
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House Description

RARE OPPORTUNITY — 2.25% ASSUMABLE VA MORTGAGE! Qualified veteran and non-veteran buyers may assume the seller's existing mortgage at an incredible 2.25% interest rate! Approximately $390,000 remaining with 25 years left. Subject to lender approval; additional funds required. Former model home loaded with builder upgrades and an incredible resort-style backyard! Situated on a premium .74-acre lot and offering over 6,100 square feet of total space, this impressive 4-bedroom, 3-full and 2-half-bath home combines grand architectural details with exceptional indoor and outdoor living. The backyard is an entertainer's dream featuring a heated, self-cleaning saltwater in-ground pool with a tanning shelf, extensive hardscaping, an outdoor kitchen, a gazebo, a custom-built wood-burning fire pit, and multiple spaces to relax, entertain, and enjoy your own private retreat. Step inside the dramatic two-story foyer where a sweeping curved staircase and balcony overlook create an unforgettable first impression. Gleaming hardwood floors, extensive crown molding, wainscoting, fresh paint, 9-foot ceilings on the first and second levels, and front and rear staircases showcase the upgrades found throughout this former model. The spectacular two-story family room is the centerpiece of the home with an abundance of natural light, a soaring Palladian window, a gas fireplace, and a second-floor balcony overlook. The spacious kitchen features quartz countertops, 42-inch cherry cabinetry, stainless steel appliances, a double Corian sink, and a breakfast bar that opens to a sun-filled morning room with skylights and beautiful views of the backyard. Formal living and dining rooms, a private home office, two powder rooms, and a laundry room complete the main level. Upstairs, retreat to the expansive primary suite, featuring a tray ceiling, sitting room, walk-in closet, romantic double-sided fireplace, and a spacious primary bath with a jetted soaking tub, separate shower, and double sinks. Bedroom two offers its own private bath and dual closets, while bedrooms three and four each feature tray ceilings, walk-in closets, and share a Jack-and-Jill bath. The huge walk-up lower level offers even more living space and tremendous potential. A finished family room provides space to relax or entertain, while approximately 1,674 square feet of unfinished space and a rough-in for an additional full bath offer endless possibilities for a home theater, gym, game room, guest suite, or additional finished living area. There is even a custom "Puppy Palace" dog enclosure for your four-legged family members. No detail was overlooked, including the two-car designer garage with epoxy flooring, slatwall panels, recessed lighting, and an oversized driveway with parking for 5 vehicles. Major improvements include a newer roof, windows, skylights, water heater, pool pump, and dual-zone HVAC systems. From the dramatic interior architecture to the spectacular backyard oasis, this exceptional former model home was designed to impress and built for entertaining!

Highlights

Listed by Kristy N League , 4109160971 Cummings & Co. Realtors , 4108230033. Bright MLS

Property Type

Residential

Lot/Acreage
0.74

HOA Fee

137.5 Quarterly

Year Built

2003

County

Harford

Neighborhood

Greens At Rock Glenn

School District

Harford County Public Schools

Listing ID

MDHR2059672

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:2
Appliances:Built-In Microwave, Cooktop, Dishwasher, Disposal, Dryer - Electric, Dryer - Front Loading, Exhaust Fan, Freezer, Oven - Wall, Refrigerator, Stainless Steel Appliances, Washer - Front Loading, Washer/Dryer Stacked, Water Heater
Air Cond:Ceiling Fan(s),Central A/C,Zoned
Fireplaces:Fireplace - Glass Doors,Mantel(s),Double Sided,Marble,Gas/Propane,2 Fireplaces
Floor:Carpet,Ceramic Tile,Hardwood,Marble
Above Ground Sq Ft:4108
Below Ground Sq Ft:400
Basement:Connecting Stairway,Outside Entrance,Partially Finished,Rear Entrance,Rough Bath Plumb,Sump Pump,Walkout Stairs
Other:
  • ▪ Additional:Bathroom - Jetted Tub, Bathroom - Tub Shower, Bathroom - Stall Shower, Breakfast Area, Carpet, Ceiling Fan(s), Chair Railings, Crown Moldings, Curved Staircase, Dining Area, Family Room Off Kitchen, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Pantry, Primary Bath(s), Recessed Lighting, Skylight(s), Upgraded Countertops, Wainscotting, Walk-in Closet(s), Wood Floors
Water:Public

Exterior Features

Lot:Corner,Front Yard,Landscaping,Premium,Rear Yard,Not New Construction,Horse Property: No,In City Limits
Garage Capacity:7
Zoning:R1
Roof:Hip
Others:
  • ▪ Additional:Extensive Hardscape, Exterior Lighting, BBQ Grill, Common Area Maintenance
Sewer:Public Sewer
Parking Features:Paved Driveway,Garage - Side Entry,Garage Door Opener,Inside Access,Attached Garage,On Street,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$4,217
Taxes
$695
HOA
$138

Home Price

$768,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$153,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,217.16

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,217.16 $694.50 $137.50 $5,049.16
Yearly $50,605.91 $8,334.00 $1,650.00 $60,589.91
Total $1,518,177.38 $250,020.00 $49,500.00 $1,817,697.38
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Havre De Grace, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS