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834 Otsego St , Havre De Grace, MD 21078
$299,900
Est. Payment: $1,646.78/mo
2 Bed
1 Bath
1728 Sqft
0.19 Acres
Status: active | Days on site: 37
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BCHR1 - 31363
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

Welcome to this charming single-family rancher in a convenient Havre de Grace location! Situated on a 40' x 160' lot, this home offers comfortable one-level living with a fenced backyard, two-car driveway, and an enclosed rear porch—perfect for relaxing, entertaining, or enjoying additional seasonal living space. Recent improvements include a newer roof and HVAC system, providing added peace of mind for the next owner. The fenced backyard offers privacy and space for outdoor activities, gardening, or gatherings. Location is a standout feature! Just four blocks from the waterfront and only one block from Route 40, this home provides easy access to area amenities and commuting routes. Enjoy being close to Historic Downtown Havre de Grace, the waterfront, local festivals, shops, restaurants, parks, and community attractions. A great opportunity to enjoy the convenience, charm, and waterfront lifestyle that Havre de Grace has to offer!
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Highlights

Listed by Allen J Fair , 4108085081 BCH Real Estate Specialist , 4109395055. Bright MLS

Property Type

Residential
Lot/Acreage
0.19

Year Built

1920

County

Harford

 Neighborhood

Historic Havre De Grace

 School District

Harford County Public Schools

Listing ID

MDHR2060408

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Oven/Range - Electric
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:1728
Basement:Unfinished
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Breed Restrictions, Number Limit, Size/Weight Restriction, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Garage Capacity:2
Zoning:RB
Sewer:Public Sewer
Parking Features:Driveway,On Street,2+ Spaces,1+ Spaces
Principal Interest
$1,647
Taxes
$251

Home Price

$299,900

Loan Details

30 yrs
7.312%

Down Payment

20%
$59,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,646.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,646.78 $250.75 $0.00 $1,897.53
Yearly $19,761.35 $3,009.00 $0.00 $22,770.35
Total $592,840.36 $90,270.00 $0.00 $683,110.36
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Havre De Grace, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-14T13:14:08.000Z

© 2026 Bright MLS