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44742 Three Coves Rd , Hollywood, MD 20636
$989,000
Est. Payment: $5,263.87/mo
4 Bed
6 Bath
5029 Sqft
3.44 Acres
Status: active | Days on site: 78
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RMXO1 - 3091788
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House Description

Some properties are defined by the home, others by the land, and some by the water... 44742 Three Coves Road is one of those rare places where you truly get it ALL. Set on 3.4+ acres of flat and private land with 256 ft of deep-water frontage on a protected cove off Cuckold Creek, this custom brick estate offers over 5,800 sqft of living space, a 2-stall horse stable, multiple garages, and a private pier with electric and plumbing. Just minutes by boat to the Patuxent River, Chesapeake Bay, Solomons, and the surrounding area, this is Southern Maryland waterfront living at its best. Inside, a spacious foyer welcomes you before opening to the family room, where panoramic water views through the sunroom immediately steal your attention. Fireplaces on every level give this expansive home a special sense of warmth and character. The oversized kitchen was designed for real life with dual wall ovens, cooktop, indoor grill, spacious pantry, and seemingly endless counter and storage space. A bright breakfast nook is perfect for casual meals, while the nearby mudroom and full bath add rarely found functionality. Formal living and dining rooms provide plenty of space for hosting holidays and special gatherings. The main-level primary suite creates a private retreat with walk-in closets, full ensuite, and its own balcony overlooking the water. Upstairs, an additional gathering room connects the spacious bedrooms. A second primary suite features another walk-in closet and private ensuite, while the hall bath offers dual vanities for streamlined mornings. Notice all of the incredible storage rooms as you continue through the den before reaching the private in-law apartment above the garage (complete with its own bedroom, full bath, kitchen, and living space... perfect for extended family or guests). Downstairs, wide-open spaces are ready for entertaining, game nights, celebrations, or simply spreading out. A full bathroom, storage cellar, dedicated workshop, and additional storage complete the level, while the walkout leads directly to your patio and backyard. Outside is where this property truly becomes something special. Multiple decks and gathering spaces overlook the cove, including a "party platform" already wired for a hot tub. Follow the steps or path toward the shoreline to your private pier and small sandy area tucked along the water. Deep-water access allows you to keep most any boat right at home while enjoying the protection and tranquility of the cove. Spend your days lounging on the pier, tubing or waterskiing, cruising the Patuxent and Chesapeake, catching a sunset, or simply hopping in the boat and heading to dinner. Back on land, the 3.4+ acres are flat, private, and incredibly usable. The horse stable offers generous additional storage spaces, garages, workshop, large driveway, and flexible living spaces make this estate as functional as it is impressive. 44742 Three Coves Road isn't simply a waterfront home. It's a place for horses and boats, holidays and summer weekends, extended family and overnight guests, quiet mornings overlooking the cove, and long evenings spent on the water. This is your opportunity to create a truly one-of-a-kind Southern Maryland waterfront retreat. *Well maintained * Generator to convey

Highlights

Listed by Scott P McInerney , 4433707184 RE/MAX One , 4105356291. Bright MLS

Property Type

Residential

Lot/Acreage
3.44

Year Built

1979

County

Saint Marys

Neighborhood

None Available

School District

St. Mary's County Public Schools

Listing ID

MDSM2033124

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:6
Appliances:Dishwasher, Dryer, Exhaust Fan, Icemaker, Refrigerator, Stove, Trash Compactor, Washer, Central Vacuum
Air Cond:Central A/C,Heat Pump(s)
Fireplaces:3 Fireplaces
Above Ground Sq Ft:3569
Below Ground Sq Ft:1460
Basement:Fully Finished,Walkout Level
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Ceiling Fan(s), Central Vacuum, Entry Level Bedroom, Stove - Wood
Water:Private

Exterior Features

Lot:Swimming Allowed,Waterski/Wakeboard,Private Access,Private Beach,Personal Watercraft (PWC),Fishing Allowed,Canoe/Kayak,Boat - Powered,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:13
Zoning:RPD
Others:
  • ▪ Additional:Outbuilding(s), Private Beach
Sewer:On Site Septic
Parking Features:Garage - Front Entry,Garage - Side Entry,Inside Access,Additional Storage Area,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$5,264
Taxes
$724

Home Price

$989,000

Loan Details

30 yrs
7%

Down Payment

20%
$197,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,263.87

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,263.87 $724.25 $0.00 $5,988.12
Yearly $63,166.48 $8,691.00 $0.00 $71,857.48
Total $1,894,994.40 $260,730.00 $0.00 $2,155,724.40
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Hollywood, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS