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14495 Over Creek Dr , Issue, MD 20645
$399,900
Est. Payment: $2,128.44/mo
3 Bed
3 Bath
2268 Sqft
0.36 Acres
Status: active | Days on site: 102
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House Description

Discover the relaxed, resort-style lifestyle of Swan Point, where golf, boating, waterfront recreation, and year-round community activities are all just moments from home. This charming brick-front residence is situated on a beautifully landscaped corner lot surrounded by mature shade trees and is just a short stroll from peaceful water views. Inside, you’ll find a comfortable and thoughtfully designed floor plan featuring 3 bedrooms, 2.5 bathrooms, and inviting spaces for everyday living and entertaining. The spacious family room is centered around a two-sided gas fireplace shared with the dining area, while the sunroom offers a bright and peaceful place to take in the changing seasons. Both the family room and sunroom provide direct access to the deck, creating an easy flow between the indoor and outdoor living spaces. This well-built home has great bones and offers an excellent opportunity for the next owner to update and personalize it to fit their own style. Additional features include a recently replaced HVAC system, a tall crawl space providing valuable storage, and an attached two-car garage. Swan Point residents enjoy an exceptional array of amenities, including a championship golf course, full-service marina, private beach, swimming pool, playground, tennis and pickleball courts, and a lively calendar of social and community events. Whether your ideal day includes a round of golf, time on the water, relaxing by the pool, or simply enjoying the peaceful surroundings, this home offers the opportunity to make the Swan Point lifestyle your own.

Highlights

Listed by Sarah Swann , 3016439492 Baldus Real Estate, Inc. , 3019348407. Bright MLS

Property Type

Residential

Lot/Acreage
0.36

HOA Fee

210 Semi-Annually

Year Built

1991

County

Charles

Neighborhood

Swan Point

School District

Charles County Public Schools

Listing ID

MDCH2057520

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C
Fireplaces:Gas/Propane,1 Fireplace
Above Ground Sq Ft:2268
Other:
  • ▪ Main Floor Bedrooms:3
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:RM
Others:
  • ▪ Additional:Club House, Golf Club, Golf Course Membership Available, Golf Course, Jog/Walk Path, Marina/Marina Club, Pool - Outdoor, Pool Mem Avail, Tennis Courts, Tot Lots/Playground, Bar/Lounge, Basketball Courts, Beach, Bike Trail, Boat Dock/Slip, Boat Ramp, Common Grounds, Meeting Room, Picnic Area, Pier/Dock, Recreational Center, Swimming Pool, Putting Green, Water/Lake Privileges, Common Area Maintenance, Pool(s), Management, Recreation Facility, Road Maintenance, Snow Removal
Sewer:Public Sewer
Parking Features:Garage - Side Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$2,128
Taxes
$378
HOA
$210

Home Price

$399,900

Loan Details

30 yrs
7%

Down Payment

20%
$79,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,128.44

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,128.44 $378.42 $210.00 $2,716.85
Yearly $25,541.23 $4,541.00 $2,520.00 $32,602.23
Total $766,236.87 $136,230.00 $75,600.00 $978,066.87
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Issue, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS