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412 Spry Island Rd , Joppa, MD 21085
$375,000
Est. Payment: $2,059.16/mo
3 Bed
4 Bath
3390 Sqft
0.26 Acres
Status: active | Days on site: 1
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GHIM1 - 3335606
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

AGENTS - PLEASE VIEW AGENT REMARKS IN BRIGHT MLS. Welcome to 412 Spry Island Rd in Joppa! This spacious home offers 3 bedrooms, 3.5 bathrooms, and a 2-car garage, providing plenty of space and flexibility for its next owner. The home features a functional layout with generous living areas and great potential for buyers looking to customize a property to their own taste. With three full bathrooms plus a powder room and the convenience of a two-car garage, there is plenty to work with. The property is in need of cosmetic repairs and updating and is being sold AS-IS. A great opportunity for an owner-occupant looking to build equity or an investor searching for their next project. Bring your vision and make this home your own! Offers may be entered ONLINE through Friday, November 20, 2026 at 5:00 pm. AT SELLER'S DISCRETION, AN OFFER MAY BE ACCEPTED AT ANY TIME.
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Highlights

Listed by Sudarshan Paudel , 4438467018 Ghimire Homes , 4104975238. Bright MLS

Property Type

Residential
Lot/Acreage
0.26

HOA Fee

138 Quarterly

Year Built

2002

County

Harford

 Neighborhood

Gunpowder Ridge

 School District

Harford County Public Schools

Listing ID

MDHR2061764

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C
Fireplaces:1 Fireplace
Above Ground Sq Ft:2200
Below Ground Sq Ft:1190
Basement:Connecting Stairway,Fully Finished
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R1COS
Sewer:Public Sewer
Parking Features:Built In,Inside Access,Attached Garage,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$2,059
Taxes
$391
HOA
$138

Home Price

$375,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$75,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,059.16

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,059.16 $390.75 $138.00 $2,587.91
Yearly $24,709.92 $4,689.00 $1,656.00 $31,054.92
Total $741,297.55 $140,670.00 $49,680.00 $931,647.55
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Joppa, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T07:10:58.000Z

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