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812 Ferguson Rd , Joppa, MD 21085
$299,000
Est. Payment: $1,591.40/mo
4 Bed
2 Bath
1290 Sqft
0.18 Acres
Status: closed | Days on site: 5
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CCRL8 - 3017552,3311523
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

Adorable Rancher Offering Easy One-Level Living! This charming four-bedroom home is full of updates and ready for its next owner. The spacious primary bedroom offers a comfortable retreat, while new carpet throughout, fresh paint throughout and new kitchen flooring add a fresh, updated feel. The fully fenced backyard is truly a standout! Enjoy privacy, three locking gates, and a patio perfect for grilling, relaxing, and entertaining. Two sheds provide plenty of storage, with one equipped with electric and ideal for a workshop, hobby space, or shop. A pellet stove keeps the home cozy and toasty during the cooler months. Major updates include: roof in 2019, AC replaced in 2021, exterior doors in 2015, and most windows replaced around 2019 with a transferable warranty. Driveway parking adds convenience. If you’re looking for comfortable one-level living, great outdoor space, and important updates already completed, this sweet rancher is a must-see!
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Highlights

Listed by Denise Kenney , 4102415797 Cummings & Co Realtors , 4108230033. Bright MLS

Property Type

Residential
Lot/Acreage
0.18

Year Built

1963

County

Harford

 Neighborhood

Joppatowne

 School District

Harford County Public Schools

Listing ID

MDHR2060692

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer - Electric, Oven/Range - Electric, Stainless Steel Appliances, Stove, Washer, Water Heater, Refrigerator
Air Cond:Central A/C
Fireplaces:
Floor:Carpet,Ceramic Tile,Vinyl
Above Ground Sq Ft:1290
Other:
  • ▪ Main Floor Bedrooms:4
  • ▪ Additional:Breakfast Area, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Floor Plan - Traditional, Kitchen - Eat-In
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R3
Others:
  • ▪ Additional:Good
Sewer:Public Sewer
Parking Features:Driveway,2+ Spaces,1+ Spaces
Principal Interest
$1,591
Taxes
$191

Home Price

$299,000

Loan Details

30 yrs
7%

Down Payment

20%
$59,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,591.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,591.40 $190.92 $0.00 $1,782.32
Yearly $19,096.84 $2,291.00 $0.00 $21,387.84
Total $572,905.28 $68,730.00 $0.00 $641,635.28
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Joppa, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS