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427 Philadelphia Rd , Joppa, MD 21085
$299,000
Est. Payment: $1,591.40/mo
3 Bed
2 Bath
1224 Sqft
0.44 Acres
Status: active | Days on site: 26
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KWF7 - 3293362,60076
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House Description

Situated on nearly a half-acre lot, this charming traditional style home blends modern upgrades with historical significance. The layout delivers a first floor bedroom, dedicated laundry area, full bathroom, study, and living space. The kitchen highlights warm oak cabinetry paired with a clever, built-in, fold-down table designed to maximize counter space and daily functionality. Upstairs you will find 2 additional bedrooms and a full bathroom. Recent Capital Improvements include Vinyl Siding (September 2026), Architectural shingles (with a roof warranty that conveys to the buyer (September 2026)), and a newly poured Concrete Pad that doubles as an entertainment space or private parking pad. The backyard is ready for your vegetable garden, fire pits, and grilling station. For added convenience, the driveway connects to Old Joppa Rd for effortless entry and exit. Fun Fact: The property originally served as the Toll House for Philadelphia Road. Don't miss this rare opportunity to own a piece of local history outfitted with modern comforts.

Highlights

Listed by Erin Mary Rogers , 4102622969 and Vincent M Caropreso , 4103844800 Keller Williams Flagship , 7177030088. Bright MLS

Property Type

Residential

Lot/Acreage
0.44

Year Built

1900

County

Harford

Neighborhood

None Available

School District

Harford County Public Schools

Listing ID

MDHR2060666

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Disposal, Dryer, Oven/Range - Gas, Refrigerator, Washer, Dishwasher, Exhaust Fan, Water Heater
Air Cond:Ceiling Fan(s),Central A/C,Window Unit(s)
Fireplaces:
Floor:Carpet,Laminate Plank,Laminated
Above Ground Sq Ft:1224
Basement:Outside Entrance,Partial,Sump Pump
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Kitchen - Table Space, Kitchen - Eat-In, Entry Level Bedroom, Window Treatments, Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Combination Dining/Living, Dining Area, Family Room Off Kitchen, Wood Floors, Floor Plan - Traditional, Formal/Separate Dining Room, Bathroom - Walk-In Shower, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Cleared,Rear Yard,Not New Construction,Horse Property: No
Garage Capacity:6
Zoning:R1
Roof:Shingle,Architectural Shingle
Others:
  • ▪ Additional:Flood Lights, Very Good
Sewer:Public Sewer
Parking Features:Paved Driveway,Private,Off Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$1,591
Taxes
$169

Home Price

$299,000

Loan Details

30 yrs
7%

Down Payment

20%
$59,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,591.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,591.40 $169.33 $0.00 $1,760.74
Yearly $19,096.84 $2,032.00 $0.00 $21,128.84
Total $572,905.28 $60,960.00 $0.00 $633,865.28
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Joppa, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS